64 Canal Street, Georgina

$1,098,000
64 Canal Street

$1,098,000

New
18d
DetachedBungalow

64 Canal Street, Georgina

Total Monthly Obligation $5,325

Beds
3
Baths
2
Park
6
Sqft
1500-2000
DOM
18d
Score
15
Yield
3.0%
Cash on Cash
-11.1%
Cap Rate
2.2%
5Y IRR
6.9%
10Y IRR
7.9%
Property Type-Detached
MLS® Number-N13862800
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-100 × 150 ft
Listed on site-Oct 5, 2026
Style-Bungalow
Building Type-Detached
Taxes-$6,246.67 (2026)
Parking-7 - Attached
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-UNION CAPITAL REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Wood Frame, Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Keswick South
Title-Residential Freehold

No agent assigned

RARE WATERFRONT OPPORTUNITY ON CANAL ST! Charming 3-bedroom bungalow offering approximately 1,516 sq. ft. on an impressive 100 x 150 ft waterfront lot on the sought-after west side of Canal St. Enjoy direct canal access to Lake Simcoe, perfect for boating, fishing, and year-round recreation. Freshly painted throughout with brand-new kitchen appliances, washer and dryer. Spacious backyard with a convenient storage room. The generous lot offers future redevelopment potential, subject to municipal approvals and due diligence. Conveniently located near Hwy 404, shops, restaurants, Walmart and community amenities. A rare opportunity for waterfront living with incredible future possibilities!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$878,400
Land Transfer Taxes$18,435
Legal Fees (Est.)
$
Total cash required for closing$239,535

Total Monthly Obligation

$5,325/mo
Mortgage $4,429
Monthly Loss $4,159
Principal$1,165
Interest$3,264
Property Tax$521
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%11
Cash-on-Cash
-14.5%0
5-Year IRR
4.2%9
10-Year IRR
6.1%
Returns Index
5.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,856/yr
NOI
$18,824/yr
Net Cash Flow
-$2,860/mo
Cash Margin
-104.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.353
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
16.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 64 Canal Street

Time

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