82 Centre Street E, Richmond Hill

$1,190,000
82 Centre Street E

$1,190,000

New
17d
Detached2 1/2 Storey

82 Centre Street E, Richmond Hill

Total Monthly Obligation $5,852

Beds
5
Baths
3
Park
8
Sqft
1500-2000
DOM
17d
Score
16
Yield
4.1%
Cash on Cash
-6.7%
Cap Rate
3.1%
5Y IRR
10.3%
10Y IRR
10.5%
Property Type-Detached
MLS® Number-N13865488
Beds-5
Bathrooms-3
Size-1500-2000 sqft
Lot Size-80 × 167 ft
Listed on site-Oct 6, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$8,125.52 (2026)
Parking-10 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-HOMELIFE/BAYVIEW REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Rolled
Foundation-Unknown
Sewer-Sewer
Possession-30-60 days
Neighbourhood-Crosby
Title-Residential Freehold

No agent assigned

Opportunity to own a classic century Detached Home on a Premium 80 x 167 Ft Lot with 2 1/2 Storey, On Prime Location in the Heart of Richmond Hill Along Yonge St. Combining timeless classic charm with extensive modern upgrades, this property features a long driveway with parking for up to 8 vehicles and a Detached Double-Car Garage. Timeless architectural details and high baseboards, seamlessly paired with upgrades and a finished basement with above-grade windows. Second-Floor terrace deck overlooking a large, functional backyard also with direct stair access down to the backyard-perfect for entertaining. Deep Backyard green space equipped with a storage room. (2026)Main floor bathroom completely renovated, second floor and basement washrooms updated with new vanities and modern mirrors. Most windows are newly upgraded (2026). Major mechanicals already done: Roof (2021), Furnace (2022), and Hot Water Tank (2020). Premium vinyl flooring and modern pot lights running through the main floor, second floor, and basement. Freshly painted throughout making the home completely move-in ready. Close To All Amenities. Walk To Yonge Street Shops, Richmond Hill Centre For The Performing Arts, Viva Transit & Newkirk Go Station. Steps To Elgin Barrow Arena Complex, Richmond Hill Lawn Bowling & Tennis Courts.Home Inspection available.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$952,000
Land Transfer Taxes$20,275
Legal Fees (Est.)
$
Total cash required for closing$259,775

Total Monthly Obligation

$5,852/mo
Mortgage $4,800
Monthly Loss $4,589
Principal$1,263
Interest$3,537
Property Tax$677
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%16
Cash-on-Cash
-10.4%1
5-Year IRR
7.4%20
10-Year IRR
8.6%
Returns Index
11.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,528/yr
NOI
$31,050/yr
Net Cash Flow
-$2,213/mo
Cash Margin
-54.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.546
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo25
Risk Index
16.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 82 Centre Street E

Time

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