431 Eagle Street, Newmarket

$779,000
431 Eagle Street

$779,000

New
17d
Detached1 1/2 Storey

431 Eagle Street, Newmarket

Total Monthly Obligation $3,829

Beds
2
Baths
2
Park
2
Sqft
700-1100
DOM
17d
Score
15
Yield
3.0%
Cash on Cash
-11.0%
Cap Rate
2.2%
5Y IRR
7.0%
10Y IRR
7.9%
Property Type-Detached
MLS® Number-N13868664
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-40 × 100 ft
Listed on site-Oct 6, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$3,740.51 (2026)
Parking-3 - Detached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS REALTY CENTRES
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Stucco (Plaster), Wood
Roof-Shingles
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Central Newmarket
Title-Residential Freehold

No agent assigned

Step into the warmth and character of this charming century home, where timeless architectural details blend beautifully with today's modern conveniences. From the moment you enter the front foyer, you'll appreciate the rich hardwood floors, classic wood trim, and stunning staircase that showcase the home's enduring craftsmanship. The main floor living area is accented with wooden shelves flanking the main window overlooking the front porch; while a connected Dining space offers a formal space for entertaining. The kitchen features updated granite counters to modernize the space along with a separate pantry and a generous eat-in space. Step into the sunroom, insulated for 3 season use, also works well as a year round workout room. Two second floor bedrooms share a 4 piece bathroom featuring a timeless clawfoot tub. Separate garage gives you flexible space for a car or storage and workshop. Side entry to the home direct to the basement or kitchen for convenience. Incredible walkability location.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$623,200
Land Transfer Taxes$12,055
Legal Fees (Est.)
$
Total cash required for closing$169,355

Total Monthly Obligation

$3,829/mo
Mortgage $3,142
Monthly Loss $3,002
Principal$827
Interest$2,315
Property Tax$312
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-15.0%0
5-Year IRR
3.9%8
10-Year IRR
5.9%
Returns Index
5.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$23,220/yr
NOI
$12,657/yr
Net Cash Flow
-$2,087/mo
Cash Margin
-107.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo41
Risk Index
20.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 431 Eagle Street

Time

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