15 Whiterose Lane, Whitchurch-Stouffville

$1,049,000
15 Whiterose Lane

$1,049,000

New
17d
Detached2-Storey

15 Whiterose Lane, Whitchurch-Stouffville

Total Monthly Obligation $5,071

Beds
5
Baths
4
Park
2
Sqft
2000-2500
DOM
17d
Score
18
Yield
4.5%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-N13869656
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-30.02 × 88.58 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,575 (2025)
Parking-3 - Built-In
Basement-Finished, Apartment
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE SIGNATURE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60 Days/TBD
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

Welcome to 15 Whiterose Lane, a spacious and beautifully maintained 4-bedroom, 4-bathroom detached home offering approximately 3,000 sq. ft. of finished living space across three levels. Designed with family living and entertaining in mind, the main floor features generous principal rooms, high ceilings, and a grand kitchen complete with a large centre island, breakfast area, ample cabinetry and counter space, all overlooking the inviting family room. Upstairs, the impressive primary retreat offers plenty of space to unwind, along with a walk-in closet and private ensuite. Three additional well-proportioned bedrooms provide plenty of room for the entire family, while convenient second-floor laundry makes everyday living a little easier. The finished lower level adds exceptional versatility, featuring a separate bedroom, kitchen, 4-piece bathroom and generous living space-ideal for an in-law suite, extended family, recreation room, home office or gym. Complete with an attached garage, private driveway and welcoming front porch, this wonderful home delivers the space, comfort and functionality today's families are looking for, all within a desirable Stouffville community close to parks, schools, shopping and everyday amenities.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$839,200
Land Transfer Taxes$17,455
Legal Fees (Est.)
$
Total cash required for closing$228,755

Total Monthly Obligation

$5,071/mo
Mortgage $4,231
Monthly Loss $3,957
Principal$1,113
Interest$3,118
Property Tax$465
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,812/yr
NOI
$32,056/yr
Net Cash Flow
-$1,560/mo
Cash Margin
-40.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
18.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 15 Whiterose Lane

Time

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