12 Railway Street, Vaughan

$1,498,000
12 Railway Street

$1,498,000

New
16d
Detached2-Storey

12 Railway Street, Vaughan

Total Monthly Obligation $6,951

Beds
4
Baths
4
Park
6
Sqft
2000-2500
DOM
16d
Score
16
Yield
3.6%
Cash on Cash
-7.5%
Cap Rate
3.0%
5Y IRR
9.7%
10Y IRR
10.0%
Property Type-Detached
MLS® Number-N13871474
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-51.48 × 198 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Detached
Taxes-$6,398.31 (2026)
Parking-8 - Detached
Basement-Finished, Separate Entrance, Walk-Up
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS REFERRED URBAN REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Stone, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Insulated Concrete Form
Sewer-Sewer
Possession-Flex
Neighbourhood-Maple
Title-Residential Freehold

No agent assigned

Rarely offered, this charming 3-bedroom home is set on an expansive, private, tree-lined lot that feels like your own backyard oasis. The generous outdoor space is truly the heart of this property, offering room to gather, entertain and create lasting memories. Enjoy summer dinners and BBQs on the large deck, relax in the swim spa, or host friends and family in the private covered BBQ area-there's space here to make the most of every season. Inside, the bright open-concept main floor features a welcoming living room with built-in entertainment cabinetry and French doors leading into the dining area. The spacious kitchen offers plenty of cupboard space, granite countertops and built-in appliances, with a walkout directly to the deck for effortless indoor-outdoor living. A large front porch adds to the home's welcoming curb appeal. The fully finished basement provides additional living space, a bedroom and ample storage. An oversized double-car garage offers exceptional storage and parking, while the private driveway accommodates up to six vehicles. A rare combination of space, privacy and convenience, with the feel of a private retreat while still just minutes from the 400 and GO Train.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,198,400
Land Transfer Taxes$26,435
Legal Fees (Est.)
$
Total cash required for closing$327,535

Total Monthly Obligation

$6,951/mo
Mortgage $6,043
Monthly Loss $5,361
Principal$1,590
Interest$4,452
Property Tax$533
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.0%18
10-Year IRR
8.2%
Returns Index
10.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$53,940/yr
NOI
$37,648/yr
Net Cash Flow
-$2,905/mo
Cash Margin
-64.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
15.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Railway Street

Time

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