135 Spruce Avenue, Richmond Hill

$1,872,999
135 Spruce Avenue

$1,872,999

New
15d
Detached2-Storey

135 Spruce Avenue, Richmond Hill

Total Monthly Obligation $8,934

HausQ Valuation Report
Beds
6
Baths
5
Park
6
Sqft
3000-3500
DOM
15d
Score
15
Yield
3.5%
Cash on Cash
-8.9%
Cap Rate
2.7%
5Y IRR
8.6%
10Y IRR
9.1%
Property Type-Detached
MLS® Number-N13885492
Beds-6
Bathrooms-5
Size-3000-3500 sqft
Lot Size-77 × 106 ft
Listed on site-Oct 8, 2026
Style-2-Storey
Building Type-Detached
Taxes-$12,050 (2026)
Parking-8 - Built-In
Basement-Apartment, Finished, Separate Entrance, Walk-Out
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTY SERVICES INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Stucco (Plaster)
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession--
Neighbourhood-South Richvale
Title-Residential Freehold

No agent assigned

YONGE & 16th *** TOP 5 reasons to BUY THIS BEAUTIFUL PROPERTY (#1) Premium High Demand "SOUTH RICHVALE" neighbourhood surrounded by EXPANSIVE Multi-Million $$$ Mansions (#2) HUGE "CORNER" LOT 77 'FEET WIDE with over 4500 + SQ FEET Above Ground (#3) TOTAL 4 Bedrooms plus 3 FULL Bathrooms on 2nd floor (#4) Living/ Dining/ Family or OFFICE on main floor (#5) 2 WALKOUT Basement units each with their own private Living/ Kitchen/ Bedroom & Bathroom *** TOTAL 6 Bedrooms/ 7 Bathrooms

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,498,399
Land Transfer Taxes$33,935
Legal Fees (Est.)
$
Total cash required for closing$410,035

Total Monthly Obligation

$8,934/mo
Mortgage $7,555
Monthly Loss $6,946
Principal$1,988
Interest$5,567
Property Tax$1,004
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-12.0%0
5-Year IRR
6.2%15
10-Year IRR
7.6%
Returns Index
8.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$65,520/yr
NOI
$42,418/yr
Net Cash Flow
-$4,020/mo
Cash Margin
-73.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
1.1 mo18
Risk Index
13.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 135 Spruce Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.