43 Topham Crescent, Richmond Hill

$1,679,000
43 Topham Crescent

$1,679,000

New
8d
Detached2-Storey

43 Topham Crescent, Richmond Hill

Total Monthly Obligation $7,838

Beds
6
Baths
5
Park
4
Sqft
2500-3000
DOM
8d
Score
15
Yield
3.4%
Cash on Cash
-8.8%
Cap Rate
2.7%
5Y IRR
8.7%
10Y IRR
9.2%
Property Type-Detached
MLS® Number-N14034830
Beds-6
Bathrooms-5
Size-2500-3000 sqft
Lot Size-46.06 × 146 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,285.13 (2026)
Parking-6 - Attached
Basement-Apartment, Walk-Up, Finished
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-90-120-TBA
Neighbourhood-Westbrook
Title-Residential Freehold

No agent assigned

Once in a lifetime opportunity to own an exceptional ravine property on one of Westbrook's most sought after streets. This stunning home offers approximately 4,137 sq. ft. of total living space with a unique open concept layout designed for elegant family living and entertaining. Nestled on a premium private ravine lot with no rear neighbours, this impressive residence features 5 bedrooms, 5 bathrooms and an abundance of natural light throughout.The beautifully upgraded kitchen features quartz countertops, waterfall island, stainless steel appliances, pot filler faucet and ample cabinetry, opening seamlessly to the spectacular 360 degree sunroom. Featuring floor to ceiling windows, glass ceiling and heated flooring, this extraordinary year round space offers a breathtaking setting overlooking the ravine and private backyard.The finished basement offers two separate living areas, providing exceptional flexibility for extended family, guests or rental potential. One self contained unit features a walk up entrance, separate kitchen, 3 piece bathroom, bedroom and recreation room with fireplace. The second bachelor style unit features a recreation room, wet bar and 3 piece bathroom, easily convertible to a full kitchen.Enjoy direct access to scenic trails, professionally landscaped grounds, mature cedar hedges, expansive deck and built in sprinkler system. Ideally located close to top rated schools, parks, community centres, shopping, restaurants and public transit, with convenient access to Bathurst Street, Elgin Mills Road and major GTA routes.A truly rare offering combining ravine privacy, sophisticated living, exceptional versatility and an outstanding Westbrook location. Perfect for large families, multigenerational living or those seeking additional living and income potential. A remarkable home offering space, privacy and a lifestyle that is increasingly difficult to find. A home that must be seen to be fully appreciated. Please check the Virtual tour

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,343,200
Land Transfer Taxes$30,055
Legal Fees (Est.)
$
Total cash required for closing$367,355

Total Monthly Obligation

$7,838/mo
Mortgage $6,773
Monthly Loss $6,056
Principal$1,782
Interest$4,990
Property Tax$690
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-11.9%0
5-Year IRR
6.2%15
10-Year IRR
7.6%
Returns Index
8.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$56,604/yr
NOI
$38,158/yr
Net Cash Flow
-$3,593/mo
Cash Margin
-76.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo20
Risk Index
14.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 43 Topham Crescent

Time

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Data last updated within the past 24 hours.