40 Ridge Gate Crescent, East Gwillimbury

$1,128,000
40 Ridge Gate Crescent

$1,128,000

New
4d
Detached2-Storey

40 Ridge Gate Crescent, East Gwillimbury

Total Monthly Obligation $5,379

Beds
6
Baths
4
Park
4
Sqft
2500-3000
DOM
4d
Score
17
Yield
4.0%
Cash on Cash
-6.1%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.8%
Property Type-Detached
MLS® Number-N14092418
Beds-6
Bathrooms-4
Size-2500-3000 sqft
Lot Size-34.45 × 143.01 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Taxes-$5,452.13 (2026)
Parking-6 - Built-In
Basement-Apartment, Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-HOMELIFE GOLCONDA REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBA
Neighbourhood-Mt Albert
Title-Residential Freehold

No agent assigned

Privacy, Space & Versatility! Welcome to this beautifully maintained detached home in desirable Mount Albert, offering over 3,500 sq. ft. of total finished living space on a premium 135-ft-deep lot backing onto peaceful farmland and open green space. Enjoy exceptional privacy and beautiful sunrise and sunset views! Featuring 4+2 bedrooms, 3+1 bathrooms, 9-ft smooth ceilings, hardwood floors, elegant coffered ceilings, pot lights and convenient second-floor laundry. The modern kitchen boasts built-in appliances, a breakfast bar, pot filler and Butler's Pantry/Server's Kitchen. The spacious primary bedroom features patio doors with potential for a future private deck overlooking the fields. The fully finished basement offers incredible flexibility with 2 bedrooms, a full bathroom with heated floors, kitchen, separate entrance, above-grade window and its own laundry facilities-ideal for extended family or potential rental use, subject to applicable approvals. Additional features include central vacuum, owned HEPA filtration and tankless hot water. Conveniently located near schools, parks, amenities and Hwy 404. A rare opportunity to enjoy spacious living, exceptional privacy and endless possibilities. Book your private showing today!

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$902,400
Land Transfer Taxes$19,035
Legal Fees (Est.)
$
Total cash required for closing$246,135

Total Monthly Obligation

$5,379/mo
Mortgage $4,550
Monthly Loss $4,182
Principal$1,197
Interest$3,353
Property Tax$454
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.8%1
5-Year IRR
7.8%22
10-Year IRR
8.9%
Returns Index
12.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,300/yr
NOI
$30,818/yr
Net Cash Flow
-$1,982/mo
Cash Margin
-52.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
17.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 40 Ridge Gate Crescent

Time

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