102 Ridge Gate Crescent, East Gwillimbury

$1,199,000
102 Ridge Gate Crescent

$1,199,000

New
3d
DetachedBungalow

102 Ridge Gate Crescent, East Gwillimbury

Total Monthly Obligation $5,660

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
3d
Score
15
Yield
3.1%
Cash on Cash
-10.0%
Cap Rate
2.4%
5Y IRR
7.7%
10Y IRR
8.5%
Property Type-Detached
MLS® Number-N14100322
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-41.99 × 131.23 ft
Listed on site-Oct 20, 2026
Style-Bungalow
Building Type-Detached
Age-6-15
Taxes-$5,378.68 (2026)
Parking-4 - Attached
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-PG DIRECT REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Rolled
Foundation-Poured Concrete
Sewer-Sewer
Possession-Negotiable
Neighbourhood-Mt Albert
Title-Residential Freehold

No agent assigned

Visit REALTOR website for additional information: Gorgeous 3 BR (3 full bath) bungalow w fully finished walkout basement in newer area of Mount Albert. Small town charm with all city amenities nearby! Private fenced backyard w covered upper deck & large patio to extend living areas. Over 3,400 sq ft of total living space on 2 levels. In-law suite potential on lower level w huge rec room, full kitchen & 4 pc bath. Many upgrades. Desired family friendly area close to parks, schools & trails. Easy access to Hwy 404 & all amenities in Newmarket.Covered front porch entry. Spacious foyer w gleaming porcelain tile floor & pot lights. Formal dining room w bamboo floor & coffe red ceiling. Open concept eat-in kitchen boasts brand new quartz counters& backsplash, porcelain tile floor, centre island, SS appliances, walk-in pantry, gas stove & walkout to covered upper deck. Living room w bamboo floor, gas fireplace & California shutters. The main floor also features 3 bedrooms (all w bamboo flooring), 4 pc bath & laundry facilities. Large primary bedroom w his/hers closets & spa-like 3 pc ensuite. The finished lower level practically doubles your living space. Huge bright open concept area w family/rec room, 2nd kitchen, kids play area & 4 pc bath. Lots of room to add 4th bedroom & make this an ideal in-law suite or income potential w separate entrance to patio and backyard. Lots of storage. Other highlights: great curb appeal w interlock brick front & side walk to backyard; central A/C;HRV air exchange; 200 amp electrical; nicely landscaped; garden shed; deep lot 131'; double car attached garage with inside door to house;SMART home with Nest Thermostat; custom light fixtures. This amazing home shows 10+, has been very well maintained & is an absolute must see! It's the perfect home for hosting & entertaining with 2 finished levels, double kitchens & bright open concept design

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Closing Costs

Mortgage Amount
$959,200
Land Transfer Taxes$20,455
Legal Fees (Est.)
$
Total cash required for closing$261,755

Total Monthly Obligation

$5,660/mo
Mortgage $4,836
Monthly Loss $4,387
Principal$1,273
Interest$3,564
Property Tax$448
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.4%0
5-Year IRR
5.1%11
10-Year IRR
6.8%
Returns Index
6.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,200/yr
NOI
$23,601/yr
Net Cash Flow
-$2,870/mo
Cash Margin
-92.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
16.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 102 Ridge Gate Crescent

Time

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