1845 Lamstone Street, Innisfil

$700,000
1845 Lamstone Street

$700,000

New
2d
Detached2-Storey

1845 Lamstone Street, Innisfil

Total Monthly Obligation $3,589

Beds
3
Baths
3
Park
2
Sqft
1500-2000
DOM
2d
Score
18
Yield
4.7%
Cash on Cash
-4.1%
Cap Rate
3.7%
5Y IRR
12.3%
10Y IRR
12.0%
Property Type-Detached
MLS® Number-N14101034
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-31.84 × 114.88 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$4,685.8 (2026)
Parking-3 - Attached
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-FARIS TEAM REAL ESTATE BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-South
Exterior-Vinyl Siding, Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Alcona
Title-Residential Freehold

No agent assigned

Top 5 Reasons You Will Love This Home: 1) From the moment you step inside, the main level's 9' ceilings and rounded corners, create a refined, contemporary ambiance, alongside the gleaming, rich hardwood floors in the living room complementing the elegant wrought-iron railings, infusing warmth and character throughout the space 2) Beautifully designed kitchen featuring granite countertops, stainless-steel appliances, under-cabinet lighting, pots & pans drawers, and an extra-deep pantry for exceptional storage, plus a walkout to the upper deck with stairs leading to the yard, perfect for entertaining or relaxing outdoors 3) Retreat to the upper level family room, offering a dramatic cathedral ceiling, a cozy gas fireplace, and matching cathedral windows that flood the space with natural light, creating a versatile area ideal for a media room, home office, extra bedroom, or a creative space 4) Discover the private primary bedroom featuring dual closets for effortless organization and an ensuite featuring a relaxing soaker tub and a separate shower 5) Peacefully set just moments from parks, beaches, and top-rated schools, delivering comfort, timeless elegance, and everyday convenience into one truly remarkable package. 1,855 above grade sq.ft. plus an unfinished basement.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$560,000
Land Transfer Taxes$10,475
Legal Fees (Est.)
$
Total cash required for closing$151,975

Total Monthly Obligation

$3,589/mo
Mortgage $2,824
Monthly Loss $2,846
Principal$743
Interest$2,081
Property Tax$390
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.7%27
10-Year IRR
9.6%
Returns Index
14.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,048/yr
NOI
$20,557/yr
Net Cash Flow
-$1,110/mo
Cash Margin
-40.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1845 Lamstone Street

Time

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