78 Vera Lynn Crescent, Whitchurch-Stouffville

$739,000
78 Vera Lynn Crescent

$739,000

New
2d
Semi-Detached 2-Storey

78 Vera Lynn Crescent, Whitchurch-Stouffville

Total Monthly Obligation $3,723

Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
2d
Score
19
Yield
4.9%
Cash on Cash
-2.8%
Cap Rate
4.0%
5Y IRR
13.4%
10Y IRR
12.9%
Property Type-Semi-Detached
MLS® Number-N14102294
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-20.19 × 87.59 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$4,405 (2025)
Parking-2 - Built-In
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX CROSSROADS REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Stouffville
Title-Residential Freehold

No agent assigned

Welcome home to 78 Vera Lynn Crescent, a well-kept 3-bedroom, 2.5-bath semi on a premium pie-shaped lot in the heart of Stouffville. Lovingly cared for by the same owners for 16 years, it offers the space, the comfort and the backyard you've been looking for.Step inside and the bright foyer opens up to an impressive 16-ft ceiling. Hardwood floors and a hardwood staircase carry you through the main floor, and the kitchen is ready for everyday cooking with a new stainless steel stove, dishwasher and range hood. Upstairs, the spacious primary bedroom is your own quiet retreat, with a walk-in closet and a private 4-piece ensuite.And then there's the backyard. About 39 feet across the rear and fully fenced, the pie-shaped lot gives you room for summer dinners outside, a vegetable garden, a game of catch, or simply a slow morning coffee in your own green space.The full unfinished basement is a blank canvas: a future recreation room, home office, gym, or whatever fits the way you live.Everyday life is easy here, close to schools, the library, parks, shopping and amenities. Stouffville GO Station is approximately an 8-minute walk away, with direct train service to downtown Toronto.If you're ready to move beyond condo living, this could be your next step: more space, more privacy, a real backyard, and room to spread out.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$591,200
Land Transfer Taxes$11,255
Legal Fees (Est.)
$
Total cash required for closing$160,555

Total Monthly Obligation

$3,723/mo
Mortgage $2,981
Monthly Loss $2,939
Principal$784
Interest$2,196
Property Tax$367
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.5%1
5-Year IRR
9.7%34
10-Year IRR
10.4%
Returns Index
18.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,480/yr
NOI
$23,927/yr
Net Cash Flow
-$987/mo
Cash Margin
-32.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 78 Vera Lynn Crescent

Time

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