83 Bergin Road, Newmarket

$1,230,000
83 Bergin Road

$1,230,000

New
2d
Detached2-Storey

83 Bergin Road, Newmarket

Total Monthly Obligation $5,865

Beds
5
Baths
4
Park
4
Sqft
2500-3000
DOM
2d
Score
16
Yield
4.0%
Cash on Cash
-6.1%
Cap Rate
3.3%
5Y IRR
10.8%
10Y IRR
10.8%
Property Type-Detached
MLS® Number-N14105148
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-51.22 × 109.73 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$6,339.63 (2025)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE VISION REALTY
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-Above Ground
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-To Be Arranged
Neighbourhood-Armitage
Title-Residential Freehold

No agent assigned

83 Bergin Road is a beautifully maintained all-brick residence nestled in Newmarket's highly desirable Armitage community. Offering close to 3,000 sq. ft. above grade plus a fully finished basement, this spacious 4-bedroom, 4-bathroom home delivers exceptional flexibility for growing families, multi-generational living, professionals working from home, and those seeking future income or in-law suite possibilities. The thoughtfully designed floor plan features generous principal rooms, abundant natural light, and an inviting layout ideal for both everyday living and entertaining. The upper level offers four spacious bedrooms, including a private primary retreat complete with dual closets and a 4-piece ensuite. Large secondary bedrooms provide ample space for children, guests, home offices, hobby rooms, or extended family. The finished lower level adds tremendous versatility with expansive recreation and games areas, a theatre space, exercise zone, bathroom, and bar area. Whether you're looking for additional family living space, a private retreat for extended family, or exploring the potential for a future in-law suite or basement apartment conversion, the lower level offers an excellent foundation to suit a variety of needs. Step outside to your own backyard escape designed for entertaining and relaxation. Enjoy a massive deck, outdoor bar, hot tub, and above-ground pool-perfect for summer gatherings, weekend BBQs, or quiet evenings under the stars. Situated in one of Newmarket's most sought-after family neighbourhoods, residents enjoy proximity to top-rated schools, parks, trails, conservation lands, recreation facilities, shopping, dining, Upper Canada Mall, Southlake Regional Health Centre, public transit, and convenient commuter routes. A rare opportunity to own a spacious and versatile home in an established community where comfort, lifestyle, and future potential come together.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$984,000
Land Transfer Taxes$21,075
Legal Fees (Est.)
$
Total cash required for closing$268,575

Total Monthly Obligation

$5,865/mo
Mortgage $4,961
Monthly Loss $4,559
Principal$1,306
Interest$3,656
Property Tax$528
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.7%1
5-Year IRR
7.9%23
10-Year IRR
8.9%
Returns Index
12.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$49,620/yr
NOI
$33,818/yr
Net Cash Flow
-$2,143/mo
Cash Margin
-51.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo25
Risk Index
16.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 83 Bergin Road

Time

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Data last updated within the past 24 hours.