74 Ruffet Drive, Barrie

$665,000
74 Ruffet Drive

$665,000

Price Change
63d
DetachedBungalow

74 Ruffet Drive, Barrie

Total Monthly Obligation $3,523

Beds
2
Baths
3
Park
4
Sqft
1100-1500
DOM
63d
Score
20
Yield
5.4%
Cash on Cash
-1.8%
Cap Rate
4.2%
5Y IRR
14.1%
10Y IRR
13.5%
Property Type-Detached
MLS® Number-S13700000
Beds-2
Bathrooms-3
Size-1100-1500 sqft
Lot Size-49.34 × 109.89 ft
Listed on site-Aug 21, 2026
Style-Bungalow
Building Type-Detached
Age-16-30
Taxes-$5,591 (2025)
Parking-6 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS EXPERIENCE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Edgehill Drive
Title-Residential Freehold

No agent assigned

Welcome home to this bright and beautifully maintained all-brick bungalow featuring exceptional curb appeal and a charming front entry. Step inside to a thoughtful open-concept main floor enhanced with durable laminate and low-maintenance ceramic flooring through the foyer, kitchen, hallway, and baths. The spacious kitchen is a chef's delight, featuring updated granite countertops, expanded cabinetry with dedicated pot drawers, and an included appliance package (fridge, stove, dishwasher, microwave). The kitchen seamlessly overlooks a bright dining area and comfortable living room, where a sliding glass walkout opens to a large rear deck and landscaped backyard-complete with a gas BBQ hookup for easy outdoor entertaining. The main level offers two well-appointed bedrooms, highlighted by a spacious primary suite featuring a luxurious 5-piece ensuite with a deep soaker tub and separate shower. Downstairs, the fully finished basement expands your living space with a massive rec room area and a convenient two-piece bathroom. Packed with practical value, this home includes an attached garage with two door openers and ample storage, an HRV system, gas heating, and 100-amp service. Ideally located just minutes from Downtown Barrie, Lake Simcoe waterfront, local dining, shopping, and quick Hwy 400 access for commuters-this gem is truly a must-see!

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$532,000
Land Transfer Taxes$9,775
Legal Fees (Est.)
$
Total cash required for closing$144,275

Total Monthly Obligation

$3,523/mo
Mortgage $2,682
Monthly Loss $2,817
Principal$706
Interest$1,977
Property Tax$466
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.9%1
5-Year IRR
10.3%37
10-Year IRR
10.8%
Returns Index
19.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,072/yr
NOI
$22,374/yr
Net Cash Flow
-$818/mo
Cash Margin
-27.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
24.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 74 Ruffet Drive

Time

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