4654 Mcneil Street, Ramara

$679,000
4654 Mcneil Street

$679,000

New
59d
DetachedBungalow-Raised

4654 Mcneil Street, Ramara

Total Monthly Obligation $3,347

Beds
3
Baths
1
Park
3
Sqft
700-1100
DOM
59d
Score
18
Yield
4.4%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-S13709572
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-139.26 × 165 ft
Listed on site-Aug 25, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$2,801.34 (2025)
Parking-4 - Attached
Basement-Walk-Out
Heating-Baseboard (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Window Unit(s)
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Atherley
Title-Residential Freehold

No agent assigned

Welcome to 4654 McNeil Street Has All You've Been Looking For - A Private Retreat Where Nature, Comfort, And Opportunity Meet. Picture this: morning coffee on the back deck, surrounded by towering trees and total privacy. Nestled among newer luxury homes, this is where you slow down, breathe easy, and finally feel at home.This Bungalow Home Has Lots to offer! Tucked Away On A Rare 139' x 165' Premium Lot Embraced By Mature Trees And Lush Greenery, This Charming Bungalow Delivers The Peaceful, Low-Maintenance Lifestyle So Many Are Searching For And So Few Ever Find. Inside, A Bright And Welcoming Layout Unfolds With Three Generous Bedrooms, A Spacious Kitchen And Dining Area, And An Impressive Living Room Anchored By A Stunning Oversized Picture Window - A Signature Feature That Bathes The Home In Natural Light And Frames The Greenery Beyond Like Living Artwork.Step Out To The Beautiful Back Deck And Start Your Mornings With Coffee In Complete Tranquility, Sheltered By Towering Trees And Total Natural Privacy. This Is The Kind Of Setting That Turns Everyday Moments Into A Getaway. The Walk-Out Lower Level Is A True Showstopper - Sun-Filled, Warm, And Brimming With Possibility. Picture A Family Room, Home Theatre, Or Entertainer's Lounge, All Centred Around A Cozy Gas Fireplace Made For Winter Evenings And Lasting Memories. Meticulously Maintained And Thoughtfully Upgraded, The Home Features A Brand-New 200-Amp Electrical Panel Ready For EV Charging, A Workshop, Or Whatever Your Future Holds - Plus A Roof Replaced Approximately 10 Years Ago. An Attached Garage And Two Large Garden Sheds Handle All Your Storage With Ease.Best Of All? You're Just 5 Minutes From A Stunning Waterfront Park And Beach, And 7 Minutes From Every Amenity Orillia Offers - All In A Coveted Enclave Of Newer Luxury Homes That Reflects The Area's Rising Value And Prestige.If You've Been Waiting For A Home That Lets You Slow Down, Breathe Easy, And Truly Feel At Home - This Is The One!

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$543,200
Land Transfer Taxes$10,055
Legal Fees (Est.)
$
Total cash required for closing$147,355

Total Monthly Obligation

$3,347/mo
Mortgage $2,739
Monthly Loss $2,627
Principal$721
Interest$2,018
Property Tax$233
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-9.0%1
5-Year IRR
8.5%26
10-Year IRR
9.4%
Returns Index
14.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,072/yr
NOI
$19,763/yr
Net Cash Flow
-$1,092/mo
Cash Margin
-43.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
24.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4654 Mcneil Street

Time

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