5 Park Lane, Ramara

$1,599,900
5 Park Lane

$1,599,900

New
35d
DetachedBungalow

5 Park Lane, Ramara

Total Monthly Obligation $7,326

Beds
3
Baths
2
Park
6
Sqft
2000-2500
DOM
35d
Score
14
Yield
2.5%
Cash on Cash
-12.1%
Cap Rate
2.0%
5Y IRR
6.2%
10Y IRR
7.3%
Property Type-Detached
MLS® Number-S13803404
Beds-3
Bathrooms-2
Size-2000-2500 sqft
Lot Size-89.14 × 234 ft
Listed on site-Sep 18, 2026
Style-Bungalow
Building Type-Detached
Age-31-50
Taxes-$5,969.23 (2026)
Parking-8 - Attached
Basement-Unfinished
Heating-Forced Air (Propane)
Brokerage-CENTURY 21 B.J. ROTH REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Community, Salt, Inground, Outdoor
Facing-North
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Brechin
Title-Residential Freehold

No agent assigned

Welcome to Pretty on Park Lane! This stunning waterfront bungalow has beautiful south facing views and is nestled on a level lot with easy, effortless access into Lake Simcoe. This beautiful 3-bedroom, 2-bathroom home features a bright, open-concept layout with breathtaking water views from almost every room. The four-season sunroom is the perfect place to relax and take in the ever-changing lake views, while the expansive deck provides an ideal setting for entertaining family and friends. Step outside and discover your own slice of waterfront paradise. Enjoy a fantastic beach-perfect for relaxing with a good book-and a 40-foot dock, ready for summer days spent swimming, boating and soaking up the sun. Inside, recent updates make this home truly move-in ready, including luxury vinyl plank flooring throughout, fresh paint, and new broadloom in the primary bedroom. The full unfinished basement offers plenty of space and endless potential to create something uniquely your own. As a member of the Bayshore Village Association, for $1,130/year, you'll have access to all the amenities, including golf, tennis, pickleball, yoga, a saltwater pool, cards and more. Bell Fibe is included for $42/month, including unlimited internet and a basic Bell TV package. Bayshore Village is a truly unique waterfront community, offering the perfect blend of recreation, relaxation and lakeside living. Come experience Pretty on Park Lane-where every day feels like a vacation.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,279,920
Land Transfer Taxes$28,473
Legal Fees (Est.)
$
Total cash required for closing$349,953

Total Monthly Obligation

$7,326/mo
Mortgage $6,454
Monthly Loss $5,628
Principal$1,698
Interest$4,755
Property Tax$497
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-15.0%0
5-Year IRR
3.8%8
10-Year IRR
5.8%
Returns Index
5.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,500/yr
NOI
$25,981/yr
Net Cash Flow
-$4,288/mo
Cash Margin
-127.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.343
LTV Ratio
80.0%18
Vacancy Buffer
1.3 mo21
Risk Index
13.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 Park Lane

Time

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Data last updated within the past 24 hours.