4307 Orkney Beach Road, Ramara

$1,299,900
4307 Orkney Beach Road

$1,299,900

New
24d
Detached1 1/2 Storey

4307 Orkney Beach Road, Ramara

Total Monthly Obligation $6,111

Beds
3
Baths
3
Park
6
Sqft
2000-2500
DOM
24d
Score
15
Yield
3.1%
Cash on Cash
-9.9%
Cap Rate
2.5%
5Y IRR
7.8%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-S13838108
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-61.99 × 135.98 ft
Listed on site-Sep 29, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-16-30
Taxes-$5,908 (2025)
Parking-7 - Detached
Basement-Finished with Walk-Out, Separate Entrance
Heating-Forced Air (Propane)
Brokerage-CENTURY 21 B.J. ROTH REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Rural Ramara
Title-Residential Freehold

No agent assigned

Welcome to 4307 Orkney Beach Road, a beautifully maintained 3 bed, 3 bath waterfront home set right at the water's edge with stunning south facing views across McPhee Bay on Lake Simcoe. The bright and inviting main floor is designed to take full advantage of the waterfront setting, featuring a spacious living room filled with natural light, a well appointed kitchen with double ovens and tile backsplash, and a generous dining area with a walkout to the deck overlooking the lake. A main floor bedroom, 4 piece bathroom, and versatile family room, office, or additional sitting area-complete this level. Upstairs, the primary suite offers beautiful water views, a gas fireplace, and semi-ensuite access to a bathroom with heated floors. An additional bedroom completes the upper level.The fully finished walkout lower level adds exceptional living space and features a second gas fireplace, 3-piece bath, ample storage, and a dedicated workshop area.Outside is where this property truly shines. Enjoy sunny southern exposure, expansive lake views, and direct access to Lake Simcoe from your Naylor aluminum dock, perfect for swimming, boating, fishing, or simply relaxing by the water. A detached garage provides additional parking and plenty of space for bikes, water toys, and outdoor gear. Notable upgrades include a new furnace installed in December 2024, Generac generator, Dura-Dek decking, R60 insulation, and Kempenfelt windows and sliding doors installed in 2021. 4307 Orkney Beach Road offers the waterfront lifestyle you've been waiting for, book your showing today!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,039,920
Land Transfer Taxes$22,473
Legal Fees (Est.)
$
Total cash required for closing$283,953

Total Monthly Obligation

$6,111/mo
Mortgage $5,243
Monthly Loss $4,731
Principal$1,380
Interest$3,864
Property Tax$492
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.2%0
5-Year IRR
5.2%12
10-Year IRR
6.9%
Returns Index
7.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$40,500/yr
NOI
$26,042/yr
Net Cash Flow
-$3,073/mo
Cash Margin
-91.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.413
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
15.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4307 Orkney Beach Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.