1720 Tay Point Road, Penetanguishene

$699,000
1720 Tay Point Road

$699,000

New
23d
DetachedBungalow

1720 Tay Point Road, Penetanguishene

Total Monthly Obligation $3,517

Beds
5
Baths
2
Park
4
Sqft
700-1100
DOM
23d
Score
18
Yield
4.5%
Cash on Cash
-4.8%
Cap Rate
3.6%
5Y IRR
11.8%
10Y IRR
11.6%
Property Type-Detached
MLS® Number-S13844980
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-150.28 × 100 ft
Listed on site-Sep 30, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,871 (2025)
Parking-4 - None
Basement-Full, Finished
Heating-Forced Air (Propane)
Brokerage-FARIS TEAM REAL ESTATE BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Propane, Electric
Pool-None
Facing-North
Exterior-Vinyl Siding, Stone
Roof-Asphalt Rolled
Foundation-Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Penetanguishene
Title-Residential Freehold

No agent assigned

Top 5 Reasons You Will Love This Home: 1) Fully rebuilt in 2019, this stunning 4-season home or cottage perfectly delivers modern upgrades with timeless Georgian Bay charm, featuring updated mechanicals, a drilled well, upgraded septic system, and the confidence of professionally completed renovations with permits 2) Thoughtfully designed with five bedrooms and two bathrooms, the inviting interior showcases warm wood ceilings, recessed lights, a cozy fireplace, and a spacious kitchen island that creates the ideal setting for gathering with family and friends 3) The fully finished lower level expands the living space with a large family room, offering incredible flexibility for entertaining, relaxing, accommodating guests, or creating the perfect kids' retreat 4) Step outside from the kitchen walkout to a beautifully landscaped backyard complete with a firepit, while the desirable corner lot provides added privacy, nearby water access, green space across the street, and future potential for a detached garage or workshop 5) Whether enjoyed as a year-round residence or a peaceful cottage getaway, this property captures the laid-back Georgian Bay lifestyle buyers dream of, offering comfort, nature, and space to unwind. 1,036 above grade sq.ft. plus a finished lower level.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$559,200
Land Transfer Taxes$10,455
Legal Fees (Est.)
$
Total cash required for closing$151,755

Total Monthly Obligation

$3,517/mo
Mortgage $2,820
Monthly Loss $2,775
Principal$742
Interest$2,078
Property Tax$323
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.4%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,200/yr
NOI
$19,709/yr
Net Cash Flow
-$1,177/mo
Cash Margin
-45.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo45
Risk Index
23.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1720 Tay Point Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.