440 Gill Street, Orillia

$425,000
440 Gill Street

$425,000

New
23d
Detached2-Storey

440 Gill Street, Orillia

Total Monthly Obligation $2,339

Beds
4
Baths
1
Park
4
Sqft
1100-1500
DOM
23d
Score
28
Yield
7.1%
Cash on Cash
6.0%
Cap Rate
5.9%
5Y IRR
20.4%
10Y IRR
18.6%
Property Type-Detached
MLS® Number-S13845032
Beds-4
Bathrooms-1
Size-1100-1500 sqft
Lot Size-75 × 100 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,993 (2025)
Parking-4 - None
Basement-Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX WEST REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-negot
Neighbourhood-Orillia
Title-Residential Freehold

No agent assigned

Opportunity awaits. This classic brick 2-storey home is ideal for first time buyers, savvy rental investors or young families looking to move into a house on its own lot. With a large over sized lot there is plenty of room for a garage or anything else you can think of. Close to schools, parks, shopping and the arena everything is within walking distance. Main floor bedroom could also be used as a office, flex space, or second living room. Just a short drive to the GTA With a large patio area, and an unfinished basement there are many possibilities. *Some photos are virtually staged.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$340,000
Land Transfer Taxes$4,975
Legal Fees (Est.)
$
Total cash required for closing$91,475

Total Monthly Obligation

$2,339/mo
Mortgage $1,714
Monthly Loss $1,888
Principal$451
Interest$1,263
Property Tax$249
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.7%34
Cash-on-Cash
-0.8%6
5-Year IRR
15.1%72
10-Year IRR
14.7%
Returns Index
38.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,360/yr
NOI
$19,831/yr
Net Cash Flow
-$62/mo
Cash Margin
-2.4%3
Cash Flow Index
3.0/ 100
Risk Profile
Weight: 20%
DSCR
0.9624
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo70
Risk Index
37.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 440 Gill Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.