275 Harvey Street, Orillia

$499,900
275 Harvey Street

$499,900

New
22d
Detached2-Storey

275 Harvey Street, Orillia

Total Monthly Obligation $2,638

Beds
4
Baths
1
Park
2
Sqft
1100-1500
DOM
22d
Score
22
Yield
5.6%
Cash on Cash
-0.2%
Cap Rate
4.5%
5Y IRR
15.4%
10Y IRR
14.5%
Property Type-Detached
MLS® Number-S13849758
Beds-4
Bathrooms-1
Size-1100-1500 sqft
Lot Size-60 × 165 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Taxes-$2,963 (2025)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK CHAY REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Aluminum Siding
Roof-Shingles
Foundation-Unknown
Sewer-Sewer
Possession-TBA
Neighbourhood-Orillia
Title-Residential Freehold

No agent assigned

Inviting & Thoughtfully Maintained Detached 2-Storey Family Home Nestled On Large 60 x 165Ft Lot Just Under 0.25 Acres, In Friendly Community Of Orillia! Spacious Living Room Features Vinyl Flooring & Large Windows Throughout Allowing Lots Of Natural Lighting, Leading To Combined Dining & Kitchen Area With Pantry & Closet, Ideal For Entertaining With Two Walk-Outs To Backyard Deck & Private Yard! Bonus Main Level Bedroom Is Perfect For Guests To Stay Or Can Be Used As An Extra Office Space To Work From Home With 4-Piece Bathroom! Upper Level Boasts 3 Additional Spacious Bedrooms Each With Vinyl Flooring, Closet Space, & Ceiling Fans. Unfinished Basement With Laundry & Storage Space! Outside, Spacious & Private Backyard Boasts Tons Of Green Space Perfect For Children To Play, Or Hosting Summer BBQ's & Fall BonFires With Family & Friends! Plus Additional Wood Shed With Steel Roof (2017) Is Perfect For Storing 4-Wheelers, Tools, Or Extra Storage Space! Recent Upgrades Include: Roof (2025), Owned On Demand Hot Water Tank, Water Purifier, Washer & Dryer (2022), New A/C (2025), New Front Door (2023). Prime Location Just Minutes To Downtown Orillia, Grocery Stores, Schools, Golf Courses, Lake Simcoe & Lake Couchiching, Soliders' Memorial Hospital, Restaurants, Shopping, & Easy Access To Highway 12 & Highway 400!

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,638/mo
Mortgage $2,016
Monthly Loss $2,108
Principal$531
Interest$1,486
Property Tax$247
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.5%23
Cash-on-Cash
-6.0%2
5-Year IRR
10.9%42
10-Year IRR
11.3%
Returns Index
22.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,972/yr
NOI
$17,712/yr
Net Cash Flow
-$540/mo
Cash Margin
-23.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
3.6 mo62
Risk Index
30.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 275 Harvey Street

Time

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Data last updated within the past 24 hours.