45 Whitfield Crescent, Springwater

$724,800
45 Whitfield Crescent

$724,800

New
22d
DetachedBungalow

45 Whitfield Crescent, Springwater

Total Monthly Obligation $3,578

HausQ Valuation Report
Beds
3
Baths
2
Park
4
Sqft
1500-2000
DOM
22d
Score
19
Yield
4.9%
Cash on Cash
-2.4%
Cap Rate
4.1%
5Y IRR
13.7%
10Y IRR
13.1%
Property Type-Detached
MLS® Number-S13850602
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-71.39 × 100.59 ft
Listed on site-Oct 1, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,357.74 (2025)
Parking-6 - Attached
Basement-Unfinished, Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 HERITAGE GROUP LTD.
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Elmvale
Title-Residential Freehold

No agent assigned

Welcome to 45 Whitfield Cres. This bright, spacious and beautifully maintained all-brick bungalow offers the ease of one-level living with a layout made for everyday comfort and entertaining. Featuring 3 bedrooms and 2 full bathrooms, including a generous primary suite with a private ensuite and double sinks. Gorgeous sun-filled principal rooms showcase large windows, hardwood and tile flooring, and a warm gas fireplace anchoring the open living and dining space. The oversized kitchen features granite countertops, stainless steel appliances, an under-mount sink, stone backsplash and ample cabinetry. Walk out from the dining area to a spacious deck overlooking a mature, private backyard with plenty of room to entertain, garden or simply unwind, plus a convenient storage shed. A welcoming and well-kept home with great natural light, comfortable living spaces and a functional floor plan in the heart of Elmvale.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$579,840
Land Transfer Taxes$10,971
Legal Fees (Est.)
$
Total cash required for closing$157,431

Total Monthly Obligation

$3,578/mo
Mortgage $2,924
Monthly Loss $2,809
Principal$769
Interest$2,154
Property Tax$280
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.1%1
5-Year IRR
10.0%35
10-Year IRR
10.6%
Returns Index
18.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$24,002/yr
Net Cash Flow
-$923/mo
Cash Margin
-31.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo44
Risk Index
23.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 45 Whitfield Crescent

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.