114 Ruffet Drive, Barrie

$879,900
114 Ruffet Drive

$879,900

New
22d
Detached2-Storey

114 Ruffet Drive, Barrie

Total Monthly Obligation $4,487

Beds
5
Baths
4
Park
4
Sqft
2500-3000
DOM
22d
Score
18
Yield
4.9%
Cash on Cash
-3.7%
Cap Rate
3.8%
5Y IRR
12.6%
10Y IRR
12.3%
Property Type-Detached
MLS® Number-S13850736
Beds-5
Bathrooms-4
Size-2500-3000 sqft
Lot Size-40 × 150 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$6,750 (2026)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-FARIS TEAM REAL ESTATE BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Edgehill Drive
Title-Residential Freehold

No agent assigned

Top 5 Reasons You Will Love This Home: 1) Set on a desirable pie-shaped lot, this well-appointed 2-storey brick home delivers impressive curb appeal and a large backyard with plenty of room for entertaining, relaxing, and enjoying the outdoors 2) Offering approximately 3,700 square feet of finished living space, the home features a spacious family-friendly layout highlighted by an oversized primary bedroom with walk-in closets, all conveniently located close to public transit and school bus routes 3) Step inside to a bright, open-concept layout enhanced by 9' ceilings and thoughtful upgrades throughout, while the kitchen features a gas stove and flows effortlessly to a beautiful backyard deck with a gazebo and large garden shed complete with a covered cooking area 4) Extend your living space in the finished basement featuring a comfortable family room with a wet bar, an additional bedroom or home office, and a full bathroom, providing excellent flexibility for family, guests, or entertaining 5) Enjoy exceptional functionality with an impressive basement workshop offering plenty of storage, a full double-car garage, and a spacious driveway, while the fenced side yard provides room for trailer parking and an outdoor gas line adds convenience for barbequing. 2,653 above grade sq.ft. plus a finished basement.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$703,920
Land Transfer Taxes$14,073
Legal Fees (Est.)
$
Total cash required for closing$191,553

Total Monthly Obligation

$4,487/mo
Mortgage $3,549
Monthly Loss $3,553
Principal$934
Interest$2,615
Property Tax$563
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.1%1
5-Year IRR
9.3%31
10-Year IRR
10.0%
Returns Index
16.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,828/yr
NOI
$27,295/yr
Net Cash Flow
-$1,275/mo
Cash Margin
-35.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo34
Risk Index
19.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 114 Ruffet Drive

Time

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