292 MILLARD Street, Orillia

$499,900
292 MILLARD Street

$499,900

New
21d
DetachedBungalow

292 MILLARD Street, Orillia

Total Monthly Obligation $2,708

Beds
5
Baths
2
Park
4
Sqft
1100-1500
DOM
21d
Score
35
Yield
7.8%
Cash on Cash
9.0%
Cap Rate
6.5%
5Y IRR
22.8%
10Y IRR
20.6%
Property Type-Detached
MLS® Number-S13857866
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-43 × 175 ft
Listed on site-Oct 2, 2026
Style-Bungalow
Building Type-Detached
Age-31-50
Taxes-$3,794.48 (2025)
Parking-4 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 B.J. ROTH REALTY LTD.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-60-89 days
Neighbourhood-Orillia
Title-Residential Freehold

No agent assigned

Attention first-time homebuyers and investors! This raised bungalow in Orillia's desirable South Ward sits on an oversized 43 x 175 ft lot and offers over 2,000 sq ft of living space with R-4 zoning. The main level features 3 bedrooms, a 4-piece bath, a spacious living area, and an eat-in kitchen. The lower level includes a self-contained 2-bedroom in-law suite with a private entrance, ideal for extended family or rental income, with both tenants willing to stay. Additional highlights include a double-wide paved driveway and a fully fenced backyard. Close to parks, beaches, recreation centre, schools, and all amenities. Book your showing today! **some photos digitally edited for marketing purposes.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$399,920
Land Transfer Taxes$6,473
Legal Fees (Est.)
$
Total cash required for closing$107,953

Total Monthly Obligation

$2,708/mo
Mortgage $2,016
Monthly Loss $2,177
Principal$531
Interest$1,486
Property Tax$316
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.4%42
Cash-on-Cash
2.4%13
5-Year IRR
17.7%85
10-Year IRR
16.8%
Returns Index
47.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
35/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,000/yr
NOI
$26,806/yr
Net Cash Flow
$217/mo
Cash Margin
6.7%16
Cash Flow Index
15.9/ 100
Risk Profile
Weight: 20%
DSCR
1.1136
LTV Ratio
80.0%18
Vacancy Buffer
3.5 mo60
Risk Index
38.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 292 MILLARD Street

Time

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