86 Victoria Street, Barrie

$699,900
86 Victoria Street

$699,900

New
25d
Detached1 1/2 Storey

86 Victoria Street, Barrie

Total Monthly Obligation $3,508

HausQ Valuation Report
Beds
5
Baths
2
Park
4
Sqft
1100-1500
DOM
25d
Score
20
Yield
5.3%
Cash on Cash
-1.1%
Cap Rate
4.4%
5Y IRR
14.7%
10Y IRR
13.9%
Property Type-Detached
MLS® Number-S13858458
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-45 × 122 ft
Listed on site-Sep 28, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$3,712 (2026)
Parking-4 - Carport
Basement-Apartment, Finished, Full, Separate Entrance, Walk-Up
Heating-Forced Air (Gas)
Brokerage-RE/MAX CROSSTOWN REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Metal
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-400 North
Title-Residential Freehold

No agent assigned

Location Location! Fantastic investment opportunity for a first time home owner or investor looking for a recently renovated legal registered 2 unit dwelling. 3 blocks from waterfront. Registered Legal Duplex in 2021 ... 3 up 2 down. Great responsible tenants both would love to stay. This upper 3 bedroom unit is very well maintained. Boasts a bright open concept dining room living room with bay window and ample natural light plus a main floor master with sliding doors to backyard private patio area. The kitchen has a lot of cupboards and counter space plus man door leading to private patio backyard area fantastic to entertain guests and watch your children play. There is a 3 piece modern bathroom as well. The lower unit is a 2 bedroom with full bathroom, laundry, galley kitchen overlooking living room. Both units have own laundry and separate entrances and are non smoking. Here's an opportunity to own a piece of downtown located conveniently by Dunlop street core and HWY 400 for easy commute. SOLID INCOME!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,508/mo
Mortgage $2,823
Monthly Loss $2,765
Principal$743
Interest$2,080
Property Tax$309
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-6.0%2
5-Year IRR
10.9%42
10-Year IRR
11.3%
Returns Index
22.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,768/yr
NOI
$24,879/yr
Net Cash Flow
-$750/mo
Cash Margin
-24.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7311
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo45
Risk Index
24.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 86 Victoria Street

Time

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Data last updated within the past 24 hours.