264 Saint Paul Street, Collingwood

$839,000
264 Saint Paul Street

$839,000

New
16d
DetachedBungalow

264 Saint Paul Street, Collingwood

Total Monthly Obligation $4,021

Beds
2
Baths
1
Park
3
Sqft
1100-1500
DOM
16d
Score
16
Yield
3.1%
Cash on Cash
-9.8%
Cap Rate
2.5%
5Y IRR
7.9%
10Y IRR
8.6%
Property Type-Detached
MLS® Number-S13870694
Beds-2
Bathrooms-1
Size-1100-1500 sqft
Lot Size-66.66 × 75.5 ft
Listed on site-Oct 7, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,138.4 (2026)
Parking-3 - None
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-Royal LePage Locations North
Cooling-Other
Laundry-No
Fireplace-Electric
Pool-None
Facing-West
Exterior-Brick, Board & Batten
Roof-Asphalt Rolled
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Collingwood
Title-Residential Freehold

No agent assigned

Welcome to 264 Saint Paul Street. This charming, Regency brick bungalow is just minutes from downtown Collingwood, where an 1880 home with a story welcomes you in. Step through the front door and the character is immediately there: 10-foot ceilings, beautiful hardwood floors, original wood doors, and period hardware. Graceful archways connect the living spaces, and the home's historic details give each room its own sense of warmth and personality.The open living area leads into the refreshed kitchen, then continues to a generous rear addition that offers room to unwind, read, work, or gather with friends. Vaulted ceilings and a feature skylight fill the den with natural light, while the full-glass patio door, installed in 2024, brings the garden into view and opens onto a private patio. It's an inviting place to slow down after a long day.This 2-bedroom, 1-bath home pairs its original character with practical updates, including a refreshed bathroom with a new vanity, toilet, and fixtures, along with a new stove and dishwasher. Freshly painted in 2025, shingles updated in 2021, ductless air conditioning installed in 2019, and a paved, widened driveway add everyday comfort. Outside, gorgeous gardens frame a private backyard oasis, a lovely place to enjoy a quiet morning or unwind in the evening. Boutique shops, dining, trails, the YMCA, and Collingwood's waterfront are all close by, making it easy to enjoy everything downtown has to offer. Here, the character of an 1880 Regency bungalow and the convenience of downtown living come together in a home that feels rooted in Collingwood's history and connected to its vibrant present.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$671,200
Land Transfer Taxes$13,255
Legal Fees (Est.)
$
Total cash required for closing$182,555

Total Monthly Obligation

$4,021/mo
Mortgage $3,384
Monthly Loss $3,130
Principal$891
Interest$2,494
Property Tax$262
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.7%0
5-Year IRR
4.8%10
10-Year IRR
6.6%
Returns Index
6.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,148/yr
NOI
$15,895/yr
Net Cash Flow
-$2,060/mo
Cash Margin
-94.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo39
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 264 Saint Paul Street

Time

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