439 Fifth Street, Collingwood

$639,900
439 Fifth Street

$639,900

New
16d
DetachedBungalow

439 Fifth Street, Collingwood

Total Monthly Obligation $3,235

Beds
3
Baths
2
Park
6
Sqft
700-1100
DOM
16d
Score
51
Yield
8.1%
Cash on Cash
11.9%
Cap Rate
7.1%
5Y IRR
25.2%
10Y IRR
22.7%
Property Type-Detached
MLS® Number-S13872868
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-55 × 132 ft
Listed on site-Oct 7, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,340 (2026)
Parking-6 - None
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX By The Bay Brokerage
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Fibreglass Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-1-29 days
Neighbourhood-Collingwood
Title-Residential Freehold

No agent assigned

Welcome to this charming all-brick bungalow in the heart of Collingwood! Offering a practical and inviting layout, this home features 3 bedrooms and 2 bathrooms, with all three bedrooms conveniently located on the main floor along with a 4-piece bathroom. Step inside to a bright and welcoming living room featuring a cozy gas fireplace and a large picture window that fills the space with natural light. The spacious kitchen provides direct access to a large back deck, creating a great space for outdoor dining, entertaining, or simply enjoying the warmer months. The lower level adds valuable flexibility with additional living and storage space, a large workshop, second gas fireplace, laundry and a convenient new 2-piece bathroom (2026) - ideal for hobbies, projects, a home office or recreation space. With ample parking and an unbeatable central location, you'll be just minutes from shopping, restaurants, schools, downtown Collingwood and an array of everyday amenities. A great opportunity for first-time buyers, down sizers or investors.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$511,920
Land Transfer Taxes$9,273
Legal Fees (Est.)
$
Total cash required for closing$138,753

Total Monthly Obligation

$3,235/mo
Mortgage $2,581
Monthly Loss $2,555
Principal$679
Interest$1,902
Property Tax$278
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.1%51
Cash-on-Cash
5.9%26
5-Year IRR
20.4%93
10-Year IRR
19.0%
Returns Index
57.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
51/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$52,080/yr
NOI
$39,032/yr
Net Cash Flow
$671/mo
Cash Margin
15.5%52
Cash Flow Index
52.4/ 100
Risk Profile
Weight: 20%
DSCR
1.2651
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo48
Risk Index
39.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 439 Fifth Street

Time

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