4 Dunlop Street, Penetanguishene

$564,900
4 Dunlop Street

$564,900

New
8d
Detached1 1/2 Storey

4 Dunlop Street, Penetanguishene

Total Monthly Obligation $2,995

HausQ Valuation Report
Beds
3
Baths
3
Park
4
Sqft
1500-2000
DOM
8d
Score
22
Yield
5.8%
Cash on Cash
0.2%
Cap Rate
4.6%
5Y IRR
15.7%
10Y IRR
14.7%
Property Type-Detached
MLS® Number-S14080902
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-60.03 × 121.39 ft
Listed on site-Oct 15, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-31-50
Taxes-$4,100 (2026)
Parking-5 - Attached
Basement-Full, Partially Finished
Heating-Baseboard (Electric)
Brokerage-Keller Williams Experience Realty
Cooling-None
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick Front, Vinyl Siding
Roof-Shingles
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Penetanguishene
Title-Residential Freehold

No agent assigned

Live by Georgian Bay, 3-bed, 3-bath family home with in-law suite potential. Welcome to 4 Dunlop St, a 1 1/2-storey home in Penetanguishene's boating and waterfront community, minutes from the town dock, marina, and beach. Hardwood floors run through the main and second levels. Each of the three bedrooms offers double closets, and the primary bedroom includes its own private ensuite. The main-level living room centres on a gas fireplace, while the lower level is finished with a large rec room plus games room, with a bathroom rough-in already in place, offering potential for an in-law suite. Outside, the fenced backyard is shaded by a mature maple, with a gas BBQ hookup on the deck and a garden shed for storage. Five total parking spaces make this an easy fit for boats, trailers, or a growing family's vehicles. Municipal water and sewer, flexible possession. Minutes to downtown Penetanguishene, schools, parks, and shopping, book your showing today.

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$
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%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$451,920
Land Transfer Taxes$7,773
Legal Fees (Est.)
$
Total cash required for closing$122,253

Total Monthly Obligation

$2,995/mo
Mortgage $2,279
Monthly Loss $2,396
Principal$600
Interest$1,679
Property Tax$342
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.4%2
5-Year IRR
11.4%46
10-Year IRR
11.7%
Returns Index
24.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,700/yr
NOI
$20,830/yr
Net Cash Flow
-$543/mo
Cash Margin
-19.9%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
28.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Dunlop Street

Time

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