429 Birch Street, Collingwood

$1,199,000
429 Birch Street

$1,199,000

New
7d
Detached1 1/2 Storey

429 Birch Street, Collingwood

Total Monthly Obligation $5,595

Beds
2
Baths
2
Park
4
Sqft
1500-2000
DOM
7d
Score
15
Yield
3.1%
Cash on Cash
-9.6%
Cap Rate
2.5%
5Y IRR
8.0%
10Y IRR
8.7%
Property Type-Detached
MLS® Number-S14089064
Beds-2
Bathrooms-2
Size-1500-2000 sqft
Lot Size-41.25 × 132 ft
Listed on site-Oct 16, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,599 (2026)
Parking-5 - Detached
Basement-Crawl Space
Heating-Forced Air (Gas)
Brokerage-Royal LePage Locations North
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Other
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-flexible
Neighbourhood-Collingwood
Title-Residential Freehold

No agent assigned

Modern Saltbox Architecture in the heart of Collingwood's Tree Streets. Originally built in 1942 and comprehensively reimagined through a full architectural transformation in 2021, this home presents a minimalist, modern take on classic saltbox architecture. While the exterior delivers an unconventional silhouette, stepping inside reveals a striking, light-filled interior with clean architectural lines. Designed with an emphasis on natural light, functionality and style, the versatile open-concept main floor caters effortlessly to both quiet relaxation and sophisticated entertaining. The great room features soaring 16-foot ceilings, a cozy gas fireplace, and a dramatic 10x10-foot picture window that frames your private backyard like living art. An architectural staircase with sleek glass railings anchors the space. The custom kitchen serves as the culinary center of the home, offering contemporary cabinetry, premium appliances, and abundant natural light from strategically placed windows. A modern 3 piece bathroom completes the main floor. Upstairs enjoy 10 ft ceilings, both bedrooms serve as peaceful retreats, each equipped with built in organizational wardrobes to save space. The upper four-piece bathroom is a true spa sanctuary, featuring radiant in-floor heating, an extra-large walk-in shower, and a deep freestanding soaker tub. Private mature backyard, quality hardi board cement fiber exterior, new insulated garage and parking for 5 cars. Set in Collingwood's highly desirable Tree Streets walk to downtown boutique shopping, renowned dining, cafes, entertainment and the shores of Georgian Bay, with the Georgian Trail network and Blue Mountain just minutes away.A turn-key fusion of modern design, heritage warmth, and effortless downtown convenience.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$959,200
Land Transfer Taxes$20,455
Legal Fees (Est.)
$
Total cash required for closing$261,755

Total Monthly Obligation

$5,595/mo
Mortgage $4,836
Monthly Loss $4,322
Principal$1,273
Interest$3,564
Property Tax$383
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.0%12
Cash-on-Cash
-13.0%0
5-Year IRR
5.4%12
10-Year IRR
7.0%
Returns Index
7.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,416/yr
NOI
$24,575/yr
Net Cash Flow
-$2,788/mo
Cash Margin
-89.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.424
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo27
Risk Index
16.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 429 Birch Street

Time

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