1125 Ramara Road 47 Road, Ramara

$449,000
1125 Ramara Road 47 Road

$449,000

New
3d
DetachedBungalow-Raised

1125 Ramara Road 47 Road, Ramara

Total Monthly Obligation $2,300

HausQ Valuation Report
Beds
3
Baths
1
Park
4
Sqft
700-1100
DOM
3d
Score
28
Yield
6.6%
Cash on Cash
5.6%
Cap Rate
5.8%
5Y IRR
20.0%
10Y IRR
18.3%
Property Type-Detached
MLS® Number-S14096676
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-53.9 × 136.46 ft
Listed on site-Oct 20, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-51-99
Taxes-$1,362 (2026)
Parking-6 - Detached
Basement-Crawl Space
Heating-Baseboard (Electric)
Brokerage-CHESTNUT PARK REAL ESTATE LIMITED
Cooling-None
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Metal
Foundation-Concrete Block
Sewer-Holding Tank
Possession-30-59 days
Neighbourhood-Brechin
Title-Residential Freehold

No agent assigned

Escape to the relaxed Lake Simcoe lifestyle. Ideal for first-time buyers, downsizers, or investors, this three-bedroom raised bungalow offers multiple walkouts and views of Lake Simcoe. Whether you're looking for a year-round home or a weekend getaway, this property offers the flexibility to enjoy lakeside living your way. The detached double-car garage provides plenty of space for storage, watercraft, and recreational equipment. Located just steps from Lake Simcoe's public beaches, boat launches, marinas, and OFSC trails, and just five minutes from Beaverton's everyday amenities. Recent updates include: 200-amp electrical service, energy-efficient wood-burning stove (2022), standing seam metal roof with 40-year warranty (2022), 3,500-gallon holding tank (2022), well pump (2023), pressure tank and PEX plumbing (2023), updated appliances (2022), and a new sunroom window (2025).

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$359,200
Land Transfer Taxes$5,455
Legal Fees (Est.)
$
Total cash required for closing$96,755

Total Monthly Obligation

$2,300/mo
Mortgage $1,811
Monthly Loss $1,823
Principal$477
Interest$1,335
Property Tax$114
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.6%34
Cash-on-Cash
-0.9%6
5-Year IRR
15.0%71
10-Year IRR
14.5%
Returns Index
37.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
28/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,700/yr
NOI
$20,868/yr
Net Cash Flow
-$72/mo
Cash Margin
-2.9%3
Cash Flow Index
2.7/ 100
Risk Profile
Weight: 20%
DSCR
0.9624
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
37.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1125 Ramara Road 47 Road

Time

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Data last updated within the past 24 hours.