186 Ferndale Drive S, Barrie

$850,000
186 Ferndale Drive S

$850,000

New
3d
Detached2-Storey

186 Ferndale Drive S, Barrie

Total Monthly Obligation $4,245

Beds
4
Baths
4
Park
3
Sqft
2000-2500
DOM
3d
Score
18
Yield
4.7%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Detached
MLS® Number-S14097254
Beds-4
Bathrooms-4
Size-2000-2500 sqft
Lot Size-49.54 × 114.83 ft
Listed on site-Oct 20, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$5,297.69 (2026)
Parking-5 - Built-In
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-FARIS TEAM REAL ESTATE BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Ardagh
Title-Residential Freehold

No agent assigned

Top 5 Reasons You Will Love This Home: 1) Exceptional two-storey detached home offering a fully finished layout with four spacious bedrooms, four updated bathrooms, and an ideal floor plan designed for growing families 2) Added living space awaits in the finished basement featuring six finished rooms, an updated 3-piece bathroom, and incredible flexibility for a home office, gym, playroom, guest accommodations, or multi-purpose family space 3) Move-in ready and beautifully updated throughout with newer flooring across the entire home, a carpet-free interior, and an updated kitchen delivering a fresh and modern feel from top to bottom 4) Designed with comfort and convenience in mind, featuring main level laundry, a double-car garage, a spacious backyard, and a stunning primary retreat complete with an ensuite showcasing heated floors 5) Perfectly positioned in Barrie's highly desirable Ardagh neighbourhood with easy access to excellent schools, parks, walking trails, and the picturesque Ardagh Bluffs, while remaining close to shopping, restaurants, and everyday amenities that make life in Barrie so enjoyable. 2,149 above grade sq.ft. plus a finished basement. *Please note some images have been virtually staged to show the potential of the home.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$680,000
Land Transfer Taxes$13,475
Legal Fees (Est.)
$
Total cash required for closing$184,975

Total Monthly Obligation

$4,245/mo
Mortgage $3,429
Monthly Loss $3,343
Principal$902
Interest$2,526
Property Tax$441
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%19
Cash-on-Cash
-8.3%1
5-Year IRR
9.0%29
10-Year IRR
9.8%
Returns Index
15.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,672/yr
NOI
$25,907/yr
Net Cash Flow
-$1,270/mo
Cash Margin
-38.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.638
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 186 Ferndale Drive S

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.