323 BELL Street, Tay

$449,000
323 BELL Street

$449,000

New
2d
DetachedBungalow

323 BELL Street, Tay

Total Monthly Obligation $2,320

HausQ Valuation Report
Beds
2
Baths
1
Park
5
Sqft
700-1100
DOM
2d
Score
27
Yield
6.5%
Cash on Cash
5.0%
Cap Rate
5.7%
5Y IRR
19.6%
10Y IRR
17.9%
Property Type-Detached
MLS® Number-S14101740
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-60 × 118 ft
Listed on site-Oct 21, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$1,608 (2026)
Parking-6 - Detached
Basement-Unfinished, Crawl Space
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Wood
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-30 - 60 days
Neighbourhood-Port McNicoll
Title-Residential Freehold

No agent assigned

Welcome to 323 Bell Street, the cutest, most charming little bungalow in Port McNicoll! This sun-filled 2 bedroom detached home offers the ease of condo living with the freedom of owning a freehold home, ideal for downsizers, singles, young professionals, or a small family. Exposed beams add warmth and rustic character to the bright open concept kitchen, dining, and living area. Step out to the deck overlooking a peaceful sitting area and a wonderful backyard, perfect for kicking a ball or playing catch, with mature perennials and a large vegetable garden. The oversized garage keeps your car snug through winter, while the attached workshop is ready for a home gym, studio, or hobby space. The paved driveway fits up to five vehicles. Stroll to the sandy beach, scenic trails, Paradise Point, restaurants, and local amenities. Insulated attic storage offers room to grow as future living space. Shingles (2025) and furnace (2022) add peace of mind. Simple, sweet, and low maintenance, this is the relaxed, easygoing lifestyle you have been waiting for.

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%
$
$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$359,200
Land Transfer Taxes$5,455
Legal Fees (Est.)
$
Total cash required for closing$96,755

Total Monthly Obligation

$2,320/mo
Mortgage $1,811
Monthly Loss $1,844
Principal$477
Interest$1,335
Property Tax$134
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.5%32
Cash-on-Cash
-1.4%5
5-Year IRR
14.5%68
10-Year IRR
14.2%
Returns Index
35.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
27/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,400/yr
NOI
$20,352/yr
Net Cash Flow
-$115/mo
Cash Margin
-4.7%2
Cash Flow Index
1.9/ 100
Risk Profile
Weight: 20%
DSCR
0.9422
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
37.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 323 BELL Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.