312 Lafontaine Road W, Tiny

$875,000
312 Lafontaine Road W

$875,000

New
2d
Detached2-Storey

312 Lafontaine Road W, Tiny

Total Monthly Obligation $4,117

Beds
4
Baths
2
Park
10
Sqft
2000-2500
DOM
2d
Score
20
Yield
4.9%
Cash on Cash
-1.5%
Cap Rate
4.3%
5Y IRR
14.4%
10Y IRR
13.7%
Property Type-Detached
MLS® Number-S14104298
Beds-4
Bathrooms-2
Size-2000-2500 sqft
Lot Size-209.91 × 205.78 ft
Listed on site-Oct 21, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$2,544.64 (2025)
Parking-12 - Detached
Basement-Crawl Space, Partial Basement, Walk-Up
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Aluminum Siding
Roof-Asphalt Shingle, Metal
Foundation-Stone
Sewer-Septic
Possession-Flexible
Neighbourhood-Rural Tiny
Title-Residential Freehold

No agent assigned

NEARLY AN ACRE, OVER 2,200 SQ. FT., A 1,380 SQ. FT. DETACHED GARAGE/SHOP & GEORGIAN BAY MINUTES AWAY! From the long driveway and detached shop to the covered front porch and established trees, the exterior has a classic country presence that carries naturally into the updated spaces within. Parking for 10 easily accommodates a busy household, guests, trailers and recreational gear, while the nearly one-acre lot gives you room for gardens, play and long summer days outside. The expansive fenced yard includes a gazebo, hot tub, ShelterLogic shelter and fire pit. Hardwood flooring runs through much of the main level, where the open-concept kitchen has been beautifully reworked with an extraordinary amount of black cabinetry, deep drawers, gold hardware, an apron sink and an oversized island that delivers generous prep space and storage. A gas range sits beneath a chimney-style hood, geometric tile brings definition to the backsplash, and built-in cabinetry with glass-front doors extends into the dining area, adding even more storage and display space. The separate living room is framed by sliding glass doors, while the main-floor office gives work-from-home days a dedicated space. The renovated laundry/mudroom continues the same attention to storage with cabinetry, counter space and outside access. The second level offers four bedrooms, including a primary with a walk-in closet. The detached garage/shop adds bonus space plus a loft for projects, hobbies and storage. A replaced pressure tank and conversion from fuses to breakers add useful updates. Lafontaine Beach, Thunder Beach, parks, trails and local amenities are all nearby, making it easy to enjoy everything this part of Tiny has to offer.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$700,000
Land Transfer Taxes$13,975
Legal Fees (Est.)
$
Total cash required for closing$190,475

Total Monthly Obligation

$4,117/mo
Mortgage $3,530
Monthly Loss $3,188
Principal$929
Interest$2,601
Property Tax$212
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.6%23
Cash-on-Cash
-5.9%2
5-Year IRR
10.9%42
10-Year IRR
11.2%
Returns Index
22.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,600/yr
NOI
$31,295/yr
Net Cash Flow
-$922/mo
Cash Margin
-26.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7411
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo37
Risk Index
22.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 312 Lafontaine Road W

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.