161 Desroches Trail, Tiny

$1,249,500
161 Desroches Trail

$1,249,500

New
2d
DetachedChalet

161 Desroches Trail, Tiny

Total Monthly Obligation $5,764

Beds
3
Baths
3
Park
6
Sqft
2000-2500
DOM
2d
Score
16
Yield
3.4%
Cash on Cash
-8.3%
Cap Rate
2.8%
5Y IRR
9.1%
10Y IRR
9.5%
Property Type-Detached
MLS® Number-S14105146
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-100.04 × 154 ft
Listed on site-Oct 21, 2026
Style-Chalet
Building Type-Detached
Age-31-50
Taxes-$4,183.4 (2026)
Parking-7.5 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-Revel Realty Inc
Cooling-Central Air
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-East
Exterior-Wood , Stone
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-tbd
Neighbourhood-Rural Tiny
Title-Residential Freehold

No agent assigned

THE GEORGIAN BAY LIFE: Imagine discovering a European chalet tucked into the woods, reminiscent of a Swiss Alpine escape or a mountain retreat in British Columbia-but here, you're in Lafontaine, Ontario, within walking distance to sparkling waters of Georgian Bay, forested nature trails and the everyday amenities of a welcoming rural community. Fresh produce, local honey, beaches, trails and open space become part of everyday life, while Bell Fibe keeps you connected for remote work, learning and life.THE HOME: since 2015, this unique 3-bedroom, 2.5-bathroom home has been thoughtfully renovated and expanded, blending rustic character with modern comfort. Wood and stone siding, rustic pine and new engineered oak flooring, German-imported tilt-and-turn windows, four skylights and a new Napoleon wood-burning fireplace create warmth and character. The custom 2026 kitchen by local Kei-Lor Kitchen & Bath features generous workspace and quartz counters, with a den above and insulated storage below.THE SETTING: Step from the games room addition onto the patio, relax on the 2024 front deck or enjoy the covered rear deck. The wooded setting invites outdoor adventures, with Georgian Bay and nature trails within walking distance.THE DETAILS: The insulated and heated workshop/garage offers space for motorcycles, smaller vehicles, a snowblower, hobbies or projects. Central air (2024), owned gas furnace and hot water tank (2015), two updated electrical panels, spray foam insulation in key areas and a new full-wood back door (2026) add comfort and function.THE POSSIBILITIES: Lafontaine's beauty has long attracted artists, makers and creatives who have chosen to call this area home. Discover galleries, local artisans, farms, restaurants and community events, while enjoying a lifestyle that encourages curiosity and connection. Grandparents, homeschoolers, remote professionals, creatives and families will appreciate the rare combination of nature, inspiration, space and connectivity.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$999,600
Land Transfer Taxes$21,465
Legal Fees (Est.)
$
Total cash required for closing$272,865

Total Monthly Obligation

$5,764/mo
Mortgage $5,040
Monthly Loss $4,437
Principal$1,326
Interest$3,714
Property Tax$349
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%14
Cash-on-Cash
-11.7%0
5-Year IRR
6.4%16
10-Year IRR
7.7%
Returns Index
9.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,000/yr
NOI
$29,117/yr
Net Cash Flow
-$2,614/mo
Cash Margin
-74.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.484
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
16.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 161 Desroches Trail

Time

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