187 Spruce Street N, Timmins

$319,900
187 Spruce Street N

$319,900

New
17d
Duplex2-Storey

187 Spruce Street N, Timmins

Total Monthly Obligation $1,916

Beds
4
Baths
2
Park
4
Sqft
1100-1500
DOM
17d
Yield
8.6%
Cash on Cash
11.1%
Cap Rate
7.0%
5Y IRR
24.5%
10Y IRR
22.1%
Property Type-Duplex
MLS® Number-T13869014
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-30 × 112.5 ft
Listed on site-Oct 6, 2026
Style-2-Storey
Building Type-Duplex
Taxes-$3,001.59 (2026)
Parking-4 - Attached
Basement-Walk-Out
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NORTHERN REALTY LEADERS
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete, Block
Sewer-Sewer
Possession-TBN
Neighbourhood-TNE - Hill District
Title-Residential Freehold

No agent assigned

Timeless character and incredible versatility in this unique 1930s property. Lovingly cared for by only one previous owner, this home is filled with charm, original character, and the little nooks and unexpected spaces that make older homes so special. Currently configured as two separate 2-bedroom, 1-bathroom units, with potential for a third unit, this property offers flexibility for investors, extended families, or those looking for rental income. Not a cookie-cutter home-and that's its charm. Full of personality, warmth, and opportunity, this is a truly unique property for someone who appreciates character and sees the potential in making it their own.

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Closing Costs

Mortgage Amount
$255,920
Land Transfer Taxes$3,274
Legal Fees (Est.)
$
Total cash required for closing$68,754

Total Monthly Obligation

$1,916/mo
Mortgage $1,290
Monthly Loss $1,576
Principal$340
Interest$951
Property Tax$250
Home Insurance$125
Variable Costs$250

No rent estimate available. Enter a monthly rent in Assumptions & Inputs below to calculate.

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 187 Spruce Street N

Time

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