308 Fern Street, Orangeville

$795,000
308 Fern Street

$795,000

New
25d
Detached2-Storey

308 Fern Street, Orangeville

Total Monthly Obligation $4,060

Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
25d
Score
17
Yield
4.2%
Cash on Cash
-6.5%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-W13835398
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-29.53 × 114.83 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$5,734.61 (2026)
Parking-2 - Detached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-HOUSESIGMA INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick Veneer, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible
Neighbourhood-Orangeville
Title-Residential Freehold

No agent assigned

Welcome to 308 Fern - An updated detached home in Orangeville's desirable west end, close to parks, shopping, restaurants and the Alder Recreation Centre. Bright, stylish and thoughtfully improved, this home reflects meaningful investment in both renovations and mechanical updates. The renovated kitchen is the heart of the home and made for entertaining, featuring expansive windows, a huge island with a stone counters, sleek design, abundant cabinetry, a large walk-in pantry and a sunny eating area that flows naturally into the main-level living room. Upstairs offers three well-sized bedrooms, including a spacious primary with a walk-in closet and feature wall, plus an updated 4-piece bathroom. With a bathroom on every level, the large finished lower level adds serious versatility-ideal for a 2nd living room, home office, workout area, hobby space or guest retreat. Hard-surface flooring throughout, a covered front porch and a heat pump/air conditioner add everyday comfort and efficiency. Outside, enjoy a large private fenced yard, complemented by a newer detached 2 car garage. Rear-lane access and a rear overhead garage door provide easy access to the backyard and flexibility for extra parking or a trailer. A move-in-ready west-end home with the updates, space and functionality buyers are looking for.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$636,000
Land Transfer Taxes$12,375
Legal Fees (Est.)
$
Total cash required for closing$172,875

Total Monthly Obligation

$4,060/mo
Mortgage $3,207
Monthly Loss $3,216
Principal$844
Interest$2,363
Property Tax$478
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.8%1
5-Year IRR
7.1%19
10-Year IRR
8.4%
Returns Index
10.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,600/yr
NOI
$20,005/yr
Net Cash Flow
-$1,540/mo
Cash Margin
-55.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 308 Fern Street

Time

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