490 Orchard Drive, Oakville

$2,999,999
490 Orchard Drive

$2,999,999

New
25d
Detached2-Storey

490 Orchard Drive, Oakville

Total Monthly Obligation $13,350

HausQ Valuation Report
Beds
5
Baths
6
Park
4
Sqft
3500-5000
DOM
25d
Score
21
Yield
5.1%
Cash on Cash
-0.2%
Cap Rate
4.5%
5Y IRR
15.4%
10Y IRR
14.5%
Property Type-Detached
MLS® Number-W13836900
Beds-5
Bathrooms-6
Size-3500-5000 sqft
Lot Size-60.12 × 133.91 ft
Listed on site-Sep 28, 2026
Style-2-Storey
Building Type-Detached
Age-6-15
Taxes-$10,486 (2025)
Parking-6 - Attached
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RIGHT AT HOME REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-Inground
Facing-South
Exterior-Stone, Wood
Roof-Other
Foundation-Other
Sewer-Sewer
Possession-Flexible
Neighbourhood-1020 - WO West
Title-Residential Freehold

No agent assigned

Exceptional home in a highly desirable community with a resort-style backyard. Enjoy fully landscaped and sun-filled grounds, large deck for entertaining overlooking a heated saltwater pool, jacuzzi hot tub and sauna with changing room! This beautifully designed home welcomes you with the den/office at the front of the house, offering both privacy and convenience. The elegant dining room, highlighted by a coffered ceiling, flows seamlessly into a gourmet kitchen with a butlers pantry, overlooking the spacious family dining area and inviting open concept living room. Upstairs, discover four well-appointed bedrooms: two with their own private ensuites and two connected by a Jack-and-Jill bathroom. The professionally finished basement is equally impressive, featuring a climate-controlled wine cellar, a fifth bedroom with its own ensuite, ideal for guests, and an additional powder room! On a quiet street in a friendly neighbourhood, only 5 minutes from beautiful downtown Oakville and Bronte, close to the highway and GO stations, and walking distance to Lake Ontario and Appleby College, with excellent local public schools.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$2,399,999
Land Transfer Taxes$61,475
Legal Fees (Est.)
$
Total cash required for closing$662,975

Total Monthly Obligation

$13,350/mo
Mortgage $12,101
Monthly Loss $10,166
Principal$3,184
Interest$8,917
Property Tax$874
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.5%3
5-Year IRR
12.8%56
10-Year IRR
12.7%
Returns Index
29.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$153,000/yr
NOI
$122,714/yr
Net Cash Flow
-$1,875/mo
Cash Margin
-14.7%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
0.7 mo14
Risk Index
16.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 490 Orchard Drive

Time

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Data last updated within the past 24 hours.