482 Bergamot Avenue, Milton

$1,129,000
482 Bergamot Avenue

$1,129,000

New
23d
Semi-Detached 2-Storey

482 Bergamot Avenue, Milton

Total Monthly Obligation $5,306

Beds
4
Baths
3
Park
1
Sqft
2000-2500
DOM
23d
Score
16
Yield
3.7%
Cash on Cash
-7.2%
Cap Rate
3.0%
5Y IRR
9.9%
10Y IRR
10.1%
Property Type-Semi-Detached
MLS® Number-W13845902
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-26.26 × 87.07 ft
Listed on site-Sep 30, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-0-5
Taxes-$4,525.28 (2025)
Parking-2 - Attached
Basement-Separate Entrance, Unfinished
Heating-Forced Air (Gas)
Brokerage-CITYSCAPE REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick, Stone
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-1051 - Walker
Title-Residential Freehold

No agent assigned

Welcome to 482 Bergamot Avenue, a beautifully crafted semi-detached home by Great Gulf in Miltons desirable Walker community. Built in 2022 and just 4 years young, this modern 4- bedroom, 2.5-bath gem offers the perfect blend of style, space, and functionality. Step into an inviting open-concept main floor featuring a spacious great room and a chef-inspired kitchen with stainless steel appliances, granite countertops, a large center island, and upgraded cabinetry ideal for both everyday living and entertaining. The elegant hardwood flooring and large windows add warmth and natural light throughout. Upstairs, you'll find four generously sized bedrooms, including a serene primary retreat with a walk-in closet and spa like ensuite, as well as the convenience of second-floor laundry. A rare builder-installed separate side entrance provides potential for a future legal basement suite or private in-law setup. Additional highlights include interior garage access and proximity to top-rated schools.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$903,200
Land Transfer Taxes$19,055
Legal Fees (Est.)
$
Total cash required for closing$246,355

Total Monthly Obligation

$5,306/mo
Mortgage $4,554
Monthly Loss $4,108
Principal$1,198
Interest$3,356
Property Tax$377
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.9%1
5-Year IRR
7.0%18
10-Year IRR
8.2%
Returns Index
10.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,472/yr
NOI
$28,300/yr
Net Cash Flow
-$2,196/mo
Cash Margin
-63.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo28
Risk Index
17.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 482 Bergamot Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.