739 Banks Crescent, Milton

$879,900
739 Banks Crescent

$879,900

New
22d
Att/Row/Townhouse2-Storey

739 Banks Crescent, Milton

Total Monthly Obligation $4,253

Beds
3
Baths
4
Park
1
Sqft
1500-2000
DOM
22d
Score
18
Yield
4.5%
Cash on Cash
-3.9%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Att/Row/Townhouse
MLS® Number-W13850170
Beds-3
Bathrooms-4
Size-1500-2000 sqft
Lot Size-21 × 79.43 ft
Listed on site-Oct 1, 2026
Style-2-Storey
Building Type-Att/Row/Townhouse
Age-6-15
Taxes-$3,945.07 (2026)
Parking-2 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS EDGE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-1038 - WI Willmott
Title-Residential Freehold

No agent assigned

Welcome to 739 Banks Crescent. Built in 2015 in Milton's family-friendly Willmott neighbourhood, this 3-bedroom, 4-bathroom freehold townhouse is set up for real family life. A welcoming front entry leads into an open-concept main floor featuring hardwood flooring, a convenient powder room, and a kitchen with quartz countertops, stainless steel appliances, and a breakfast bar island under pendant lighting. Upstairs, the primary bedroom offers two walk-in closets and a 5-piece ensuite with a double vanity, along with two more bedrooms and a second-floor laundry room. The finished basement adds a bright rec room with pot lights, a separate room ideal for a home office or playroom, and a 2-piece bath. Parking for two, a built-in garage with inside access and private driveway. Out back, the fully fenced yard and paver patio are ready for summer dinners while the kids play, and a private gate opens right onto St. Benedict Catholic Elementary School grounds, turning the morning school run into a walk across the grass. Steps to Milton District Hospital, Milton Community Park, the Milton Sports Centre, and Derry Heights Plaza, with quick access to Highway 401, this is Willmott living at its easiest.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$703,920
Land Transfer Taxes$14,073
Legal Fees (Est.)
$
Total cash required for closing$191,553

Total Monthly Obligation

$4,253/mo
Mortgage $3,549
Monthly Loss $3,319
Principal$934
Interest$2,615
Property Tax$329
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-8.2%1
5-Year IRR
9.1%30
10-Year IRR
9.9%
Returns Index
16.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,504/yr
NOI
$27,109/yr
Net Cash Flow
-$1,290/mo
Cash Margin
-39.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.648
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 739 Banks Crescent

Time

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