381 Cedric Terrace, Milton

$869,900
381 Cedric Terrace

$869,900

New
21d
Semi-Detached 2-Storey

381 Cedric Terrace, Milton

Total Monthly Obligation $4,227

HausQ Valuation Report
Beds
3
Baths
3
Park
1
Sqft
1500-2000
DOM
21d
Score
18
Yield
4.4%
Cash on Cash
-4.7%
Cap Rate
3.6%
5Y IRR
11.9%
10Y IRR
11.7%
Property Type-Semi-Detached
MLS® Number-W13853836
Beds-3
Bathrooms-3
Size-1500-2000 sqft
Lot Size-25 × 94.43 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Semi-Detached
Age-6-15
Taxes-$4,120 (2025)
Parking-2 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE FLOWER CITY REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-1033 - HA Harrison
Title-Residential Freehold

No agent assigned

Welcome to 381 Cedric Terrace, Milton! This beautifully maintained 3-bedroom, 2.5 bathroom home offers approximately 1984 sq. ft. of total living space, combining style, comfort, and functionality. The main floor features an open concept living and dining area with hardwood floors and pot lights, perfect for both everyday living and entertaining guests. The modern kitchen is equipped with stainless steel appliances, Quartz Engineered stone counter top, and ample cabinetry, complemented by a cozy breakfast area with walkout access to the yard. This home offers 3 spacious bedrooms, including a primary bedroom with a 4-piece ensuite and walk-incloset .The fully finished basement provides excellent additional living space. Perfect for families, entertaining, or working from home. Conveniently located close to schools, parks,shopping, transit, and major amenities. A fantastic opportunity to own a move-in-ready home ina desirable Milton community!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$695,920
Land Transfer Taxes$13,873
Legal Fees (Est.)
$
Total cash required for closing$189,353

Total Monthly Obligation

$4,227/mo
Mortgage $3,509
Monthly Loss $3,304
Principal$923
Interest$2,586
Property Tax$343
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.6%26
10-Year IRR
9.4%
Returns Index
14.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,860/yr
NOI
$25,454/yr
Net Cash Flow
-$1,388/mo
Cash Margin
-44.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.3 mo36
Risk Index
20.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 381 Cedric Terrace

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.