32 Anderson Street, Oakville

$1,778,000
32 Anderson Street

$1,778,000

New
21d
Detached1 1/2 Storey

32 Anderson Street, Oakville

Total Monthly Obligation $8,194

Beds
3
Baths
3
Park
6
Sqft
1100-1500
DOM
21d
Score
14
Yield
2.7%
Cash on Cash
-11.7%
Cap Rate
2.1%
5Y IRR
6.4%
10Y IRR
7.5%
Property Type-Detached
MLS® Number-W13853970
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-56 × 96.5 ft
Listed on site-Oct 2, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$7,762 (2025)
Parking-6 - None
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-South
Exterior-Wood
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-To Be Arranged
Neighbourhood-1002 - CO Central
Title-Residential Freehold

No agent assigned

WALK TO THE SHOPS AND RESTAURANTS OF KERR VILLAGE AND DOWNTOWN! Impeccably maintained, this charming 1 1/2 storey residence offers character, style, and exceptional walkability in the exclusive West Harbour community, just steps to Tannery Park, Waterfront Trail, Sixteen Mile Creek, and the lake. The thoughtfully designed open concept main level features an inviting living room with an ethanol fuel fireplace, dining room, home office/den, and chic spa-inspired three-piece bathroom with air tub. The stunning kitchen showcases an abundance of contemporary cabinetry, quartz countertops, premium stainless steel appliances, and a bright breakfast area with walkout to the backyard. A hardwood staircase leads to the upper level, offering a primary bedroom with an oversized walk-in closet along with a second closet, spacious second bedroom with skylight, and luxurious three-piece bathroom with heated floor. The partially finished basement provides versatility with a recreation room or gym, third bedroom, powder room, laundry room, and ample storage. Hardwood flooring throughout the main and upper levels, oversized windows, and abundant natural light enhance the inviting interior. Outside, a stone driveway accommodates up to six vehicles, while the composite front porch provides a welcoming spot to relax. The fully fenced, south-facing backyard is a private retreat, extensively landscaped with mature trees, lush perennial gardens, multi-level stone patios, large landscape rocks, and a charming shed, complemented by an inground sprinkler system. An outstanding opportunity for downsizers or professionals seeking a vibrant, active lifestyle in a premium lakeside setting, with shops, restaurants, parks, trails, and the waterfront all within easy reach. Experience the best of Oakville living in a beautifully maintained home where exceptional gardens, effortless walkability, and a coveted lakeside setting create an extraordinary lifestyle. (certain images digitally enhanced)

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,422,400
Land Transfer Taxes$32,035
Legal Fees (Est.)
$
Total cash required for closing$389,135

Total Monthly Obligation

$8,194/mo
Mortgage $7,172
Monthly Loss $6,307
Principal$1,887
Interest$5,285
Property Tax$647
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%10
Cash-on-Cash
-14.6%0
5-Year IRR
4.1%9
10-Year IRR
6.0%
Returns Index
5.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$47,268/yr
NOI
$30,279/yr
Net Cash Flow
-$4,649/mo
Cash Margin
-118.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.353
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
13.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 32 Anderson Street

Time

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