4165 Credit Pointe Drive, Mississauga

$1,379,900
4165 Credit Pointe Drive

$1,379,900

New
21d
Detached2-Storey

4165 Credit Pointe Drive, Mississauga

Total Monthly Obligation $6,707

Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
21d
Score
15
Yield
3.2%
Cash on Cash
-10.6%
Cap Rate
2.3%
5Y IRR
7.3%
10Y IRR
8.2%
Property Type-Detached
MLS® Number-W13856178
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-67 × 119 ft
Listed on site-Oct 2, 2026
Style-2-Storey
Building Type-Detached
Taxes-$9,192.76 (2026)
Parking-4 - Built-In
Basement-Unfinished, Full, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX MILLENNIUM REAL ESTATE
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete, Concrete Block
Sewer-Sewer
Possession-30/60/90
Neighbourhood-East Credit
Title-Residential Freehold

No agent assigned

Welcome to **4165 Credit Pointe Drive**, Located in the Prestigious Credit Pointe Village. This extensively renovated residence situated on an impressive **67' x 120' corner lot**. Offering approximately **2,000 sq. ft. of spacious open-concept main-floor living**, this exceptional home combines contemporary style, thoughtful design and everyday functionality. The main floor features a bright, expansive layout with **brand-new hardwood flooring, pot lights and smooth ceilings throughout**, creating a polished and sophisticated atmosphere. The renovated kitchen offers a modern setting for both everyday living and entertaining, while the upgraded bathrooms showcase a fresh, contemporary feel. The second level features **three generous bedrooms** plus a unique **family room/loft above the garage**, providing an ideal space for a family room, home office, media room or private retreat. Additional features include **central vacuum, Newly built Shed, Newly built Fence , Upgraded Modern kitchen and bathrooms, brand-new hardwood flooring, pot lights, Separate entrance to Basement, smooth ceilings, 200AMP Panel, double-car garage and ample parking**.The home's spacious layout offers excellent flow and a natural sense of balance, creating a warm and welcoming environment throughout. Set in a desirable East Credit location close to ***Credit Valley Hospital***schools, parks, shopping, restaurants, GO Station, Public transit and major highways**, this is a home designed for both sophisticated entertaining and comfortable family living.A Rare opportunity to own a thoughtfully renovated 3+1 bedroom residence on an exceptional corner lot, offering impressive space, modern finishes and a highly versatile floor plan.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,103,920
Land Transfer Taxes$24,073
Legal Fees (Est.)
$
Total cash required for closing$301,553

Total Monthly Obligation

$6,707/mo
Mortgage $5,566
Monthly Loss $5,242
Principal$1,465
Interest$4,101
Property Tax$766
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.8%0
5-Year IRR
4.8%10
10-Year IRR
6.6%
Returns Index
6.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,920/yr
NOI
$25,835/yr
Net Cash Flow
-$3,413/mo
Cash Margin
-93.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
1.5 mo22
Risk Index
14.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4165 Credit Pointe Drive

Time

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