25 Howard Avenue, Oakville

$2,799,999
25 Howard Avenue

$2,799,999

New
20d
Detached2-Storey

25 Howard Avenue, Oakville

Total Monthly Obligation $12,633

Beds
5
Baths
2
Park
2
Sqft
2000-2500
DOM
20d
Score
13
Yield
1.8%
Cash on Cash
-15.5%
Cap Rate
1.3%
5Y IRR
3.6%
10Y IRR
5.4%
Property Type-Detached
MLS® Number-W13858982
Beds-5
Bathrooms-2
Size-2000-2500 sqft
Lot Size-50 × 160 ft
Listed on site-Oct 3, 2026
Style-2-Storey
Building Type-Detached
Taxes-$11,559.65 (2025)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Other)
Brokerage-CIREALTY
Cooling-Central Air
Laundry-No
Fireplace-Living Room
Pool-None
Facing-East
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-60/90
Neighbourhood-1013 - OO Old Oakville
Title-Residential Freehold

No agent assigned

Rare opportunity in coveted Orchard Beach, just steps from Lake Ontario and the waterfront trail. Set on a premium 50 x 160 ft lot, this property comes with completed architectural and engineering drawings and Committee of Adjustment approval for a proposed 3,800 sq ft residence. An exceptional offering for a buyer looking to move forward with confidence, with extensive completed work including floor plan and exterior concepts, colour renderings, arborist report, architectural drawing package, sealed roof truss package, sealed LVL layout, sealed structural engineering package, HVAC design, grading and drainage plan, soil test, and stormwater management report.The existing home was updated in 2024 with electrical improvements, a renovated bathroom, updated flooring, a new kitchen, and new appliances, offering flexibility to live in or hold the property while completing the final permit stage. Zoning and Committee of Adjustment approvals are already in place, with remaining steps in progress. Located a short stroll from downtown Oakville, the lake, and top schools, this is a rare opportunity to secure a prime property with meaningful value already created.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$2,239,999
Land Transfer Taxes$56,475
Legal Fees (Est.)
$
Total cash required for closing$617,975

Total Monthly Obligation

$12,633/mo
Mortgage $11,294
Monthly Loss $9,661
Principal$2,972
Interest$8,322
Property Tax$963
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.0%8
Cash-on-Cash
-17.7%0
5-Year IRR
1.7%4
10-Year IRR
4.2%
Returns Index
3.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
13/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$49,848/yr
NOI
$28,804/yr
Net Cash Flow
-$8,894/mo
Cash Margin
-214.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.212
LTV Ratio
80.0%18
Vacancy Buffer
0.8 mo14
Risk Index
11.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Howard Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.