107 Gilmour Avenue, Toronto W02

$1,688,000
107 Gilmour Avenue

$1,688,000

New
18d
Detached2 1/2 Storey

107 Gilmour Avenue, Toronto W02

Total Monthly Obligation $7,771

Beds
6
Baths
3
Park
1
Sqft
1500-2000
DOM
18d
Score
17
Yield
4.0%
Cash on Cash
-5.5%
Cap Rate
3.4%
5Y IRR
11.2%
10Y IRR
11.2%
Property Type-Detached
MLS® Number-W13861104
Beds-6
Bathrooms-3
Size-1500-2000 sqft
Lot Size-26.07 × 114.59 ft
Listed on site-Oct 5, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$7,043.92 (2026)
Parking-2 - Detached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-KELLER WILLIAMS EMPOWERED REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-60-90
Neighbourhood-Junction Area
Title-Residential Freehold

No agent assigned

Welcome to 107 Gilmour Avenue, a bright, fully detached 2-1/2 storey home offering charm and rare versatility in the heart of The Junction. With a welcoming covered front porch, a spacious backyard and a detached garage with direct laneway access, this property opens the door to a LANEWAY SUITE OPPORTUNITY subject to municipal approvals making it a compelling choice for growing families, multi-generational households and investors alike.Currently configured as three self-contained apartments, the home lets you live in one suite while earning rental income, keep the existing layout, or convert it into your ideal single-family residence. The main-floor one-bedroom-plus-office suite features a generous bedroom, a separate office, two entrances and an open-concept kitchen and living area. The upper two-bedroom-plus-office suite spans the second and third floors, with a spacious second-floor bedroom, a separate office and a top-floor primary retreat with walk-in closet. An eat-in kitchen walks out to a lovely balcony overlooking the backyard, a peaceful setting for morning coffee. The lower-level one-bedroom apartment offers a separate living room, an eat-in kitchen and a private entrance, along with separate laundry facilities.The laneway-access garage presents added value. Explore building a laneway suite for additional rental income, a home office or studio, or private living space for extended family, all subject to municipal approvals.Discover a neighbourhood where small-town warmth meets city convenience. Enjoy local cafés, artisan bakeries, craft breweries and restaurants, plus community events and the Junction Farmers Market. Nearby High Park offers trails, playgrounds and room to explore, while transit connections and cycling routes make getting around easy.Located within the Annette Street Junior and Senior Public School and Humberside Collegiate Institute catchments, with St. Cecilia Catholic School nearby. Basement apartment virtually staged/edited.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$1,350,400
Land Transfer Taxes$30,235
Legal Fees (Est.)
$
Total cash required for closing$369,335

Total Monthly Obligation

$7,771/mo
Mortgage $6,809
Monthly Loss $5,979
Principal$1,792
Interest$5,017
Property Tax$587
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.6%26
10-Year IRR
9.4%
Returns Index
14.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$67,908/yr
NOI
$49,573/yr
Net Cash Flow
-$2,678/mo
Cash Margin
-47.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo20
Risk Index
15.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 107 Gilmour Avenue

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