39 Victoria Street, Halton Hills

$599,900
39 Victoria Street

$599,900

New
16d
Semi-Detached 2-Storey

39 Victoria Street, Halton Hills

Total Monthly Obligation $2,998

Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
16d
Score
22
Yield
5.5%
Cash on Cash
0.3%
Cap Rate
4.6%
5Y IRR
15.8%
10Y IRR
14.8%
Property Type-Semi-Detached
MLS® Number-W13871504
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-25 × 132 ft
Listed on site-Oct 7, 2026
Style-2-Storey
Building Type-Semi-Detached
Taxes-$2,437 (2026)
Parking-2 - Detached
Basement-Finished, Full, Walk-Up
Heating-Forced Air (Gas)
Brokerage-Century 21 Miller Real Estate Ltd.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick Veneer, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Insulated Concrete Form
Sewer-Sewer
Possession-Flexible
Neighbourhood-Georgetown
Title-Residential Freehold

No agent assigned

Welcome to 39 Victoria Street-a brand-new, thoughtfully built semi-detached home offering nearly 2,000 sq ft of finished living space in prime Georgetown. Commuting is effortless with the GO Station just a 2-minute walk away. You are also 5 minutes from downtown dining, farmers markets, and entertainment, 6 minutes from the local golf course, and steps from both Catholic and public schools. Curb appeal stands out immediately with an inviting front porch, armour stone detailing, and a private double driveway. Step inside to an open-concept main floor boasting 9-foot smooth ceilings, recessed pot lights, and durable luxury vinyl plank flooring running throughout the home. The contemporary kitchen is ready for entertaining, outfitted with quartz countertops, stainless steel appliances, and a marble backsplash. The second level features 2 spacious bedrooms with large closets, convenient upper-level laundry, and a sleek 3-piece bathroom. The fully finished basement delivers incredible versatility with its own separate walk-up entrance to the yard. Complete with a den, substantial office or storage area, and a cold room, this floor easily adapts into an in-law suite, home business hub, or rental income opportunity. Engineered for exceptional durability and whisper-quiet comfort, the property utilizes Insulated Concrete Forms (ICF) for both the foundation and party wall, providing outstanding thermal mass and sound dampening between units. Exterior walls feature full spray-foam insulation, paired with a tankless on-demand water heater for peak energy savings. Out back, enjoy a low-maintenance, fully sodded yard with a back porch and a detached garage suited for a workshop, gear storage, or garden shed. Turnkey, efficient, and exceptionally located, this standout property serves busy commuters, growing families, and savvy investors alike.

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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$479,920
Land Transfer Taxes$8,473
Legal Fees (Est.)
$
Total cash required for closing$129,953

Total Monthly Obligation

$2,998/mo
Mortgage $2,420
Monthly Loss $2,361
Principal$637
Interest$1,783
Property Tax$203
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-5.0%2
5-Year IRR
11.6%47
10-Year IRR
11.9%
Returns Index
24.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,772/yr
NOI
$22,558/yr
Net Cash Flow
-$540/mo
Cash Margin
-19.8%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
28.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 39 Victoria Street

Time

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Data last updated within the past 24 hours.