583 Stephens Crescent, Oakville

$1,649,900
583 Stephens Crescent

$1,649,900

New
16d
DetachedContemporary

583 Stephens Crescent, Oakville

Total Monthly Obligation $7,734

Beds
5
Baths
4
Park
4
Sqft
2000-2500
DOM
16d
Score
16
Yield
3.9%
Cash on Cash
-6.6%
Cap Rate
3.2%
5Y IRR
10.4%
10Y IRR
10.5%
Property Type-Detached
MLS® Number-W13879160
Beds-5
Bathrooms-4
Size-2000-2500 sqft
Lot Size-56 × 180 ft
Listed on site-Oct 7, 2026
Style-Contemporary
Building Type-Detached
Taxes-$8,446 (2025)
Parking-5 - Carport
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-ONE PERCENT REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Other
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-flexible
Neighbourhood-1020 - WO West
Title-Residential Freehold

No agent assigned

Welcome to 583 Stephens Crescent, a beautifully maintained family home nestled on one of South West Oakville's most desirable neighbourhoods. Set on an impressive 56 x 180 ft lot-this home offers the perfect combination of comfortable living, exceptional outdoor space, and an outstanding location. Designed with everyday family life in mind, the home features four bedrooms, including the convenience of two on the main level and two on the upper floor, creating a flexible layout that adapts to a variety of lifestyles. The spacious primary suite offers a walk-in closet, a 5-piece ensuite, and a private balcony overlooking the beautifully landscaped backyard, providing a peaceful place to enjoy your morning coffee or unwind at the end of the day. The kitchen is equipped with premium stainless steel appliances and opens to inviting living spaces designed for both everyday living and entertaining. Downstairs, the finished basement extends the home's versatility with a fifth bedroom, a 3-piece bathroom, a den, and a spacious recreation room, providing plenty of room for family, guests, hobbies, or a home office. Step outside and discover one of the property's most impressive features. The expansive backyard offers exceptional privacy and space rarely found in today's market, creating endless opportunities for outdoor entertaining, children's play, gardening, or simply enjoying the mature surroundings. Located on a quiet, family-friendly street surrounded by established homes and beautiful custom residences, this exceptional property is within walking distance of Pinegrove French Immersion and just minutes from Appleby College, Lake Ontario, Bronte Harbour, boutique shopping, parks, private clubs, the QEW, Highway 403, and countless amenities. Whether you choose to enjoy the home exactly as it is or make it your own over time, 583 Stephens Crescent presents an outstanding opportunity to live in one of Oakville's most sought-after neighbourhoods.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,319,920
Land Transfer Taxes$29,473
Legal Fees (Est.)
$
Total cash required for closing$360,953

Total Monthly Obligation

$7,734/mo
Mortgage $6,655
Monthly Loss $5,983
Principal$1,751
Interest$4,904
Property Tax$704
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
7.7%22
10-Year IRR
8.8%
Returns Index
12.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$63,984/yr
NOI
$44,640/yr
Net Cash Flow
-$2,935/mo
Cash Margin
-55.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo20
Risk Index
14.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 583 Stephens Crescent

Time

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Data last updated within the past 24 hours.