37 Cynthia Road, Toronto W03

$899,000
37 Cynthia Road

$899,000

New
9d
DetachedBungalow-Raised

37 Cynthia Road, Toronto W03

Total Monthly Obligation $4,395

Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
9d
Score
17
Yield
4.2%
Cash on Cash
-5.6%
Cap Rate
3.4%
5Y IRR
11.1%
10Y IRR
11.1%
Property Type-Detached
MLS® Number-W14032776
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-45 × 112.5 ft
Listed on site-Oct 14, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$4,721 (2025)
Parking-5 - Detached
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-FOREST HILL REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-30-60 Days/ TBD
Neighbourhood-Rockcliffe-Smythe
Title-Residential Freehold

No agent assigned

Welcome to 37 Cynthia Rd, a detached bungalow in Roselands, at the end of a quiet cul-de-sac directly across from Scarlett Woods Golf Course and steps from the expansive Humber River park and bike trails that go right to Lake Ontario. This 2 plus 1 bedroom home sits on an extra-wide 45 ft x 112 ft lot and suits first-time buyers and downsizers alike. The home has been updated, renovated and freshly painted, with beautiful hardwood floors throughout, pot lights and a bright eat-in kitchen open to the dining area with white shaker cabinets and granite counters. The open-concept main floor has large principal rooms and a lovely spa-inspired bathroom, renovated this year. The spacious primary bedroom has a large window overlooking the private backyard, and the second bedroom opens directly to the backyard deck. Originally a 3-bedroom layout, it was converted into 2 generous bedrooms and can be returned to the original floor plan. A separate side entrance leads to a finished lower level with wide-plank laminate floors and pot lights, a large recreation room, a three-piece bath and an additional bedroom, currently used as a workshop and storage room. Step outside into a private, serene, fully fenced backyard with a low-maintenance Brazilian hardwood deck made for summer dinners. A detached garage and a long private driveway with parking for 5 cars complete the exterior. This move-in-ready home is steps from public transportation, Lambton Golf & Country Club, Scarlett Woods Golf Course, James Gardens and the scenic Humber Trails, and close to the shops along St Clair West, The Stockyards, Old Mill subway station, Hwy 400 and Mount Dennis Station with the UP Express, GO train and Eglinton Crosstown, 16 minutes to Union Station or Pearson Airport. Bloor West Village is a short ride away. Ravine quiet, with the city minutes from your door.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$719,200
Land Transfer Taxes$14,455
Legal Fees (Est.)
$
Total cash required for closing$195,755

Total Monthly Obligation

$4,395/mo
Mortgage $3,626
Monthly Loss $3,440
Principal$954
Interest$2,672
Property Tax$393
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.7%1
5-Year IRR
7.9%23
10-Year IRR
9.0%
Returns Index
12.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$37,680/yr
NOI
$24,691/yr
Net Cash Flow
-$1,569/mo
Cash Margin
-50.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.576
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
19.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 37 Cynthia Road

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