495 St Johns Road, Toronto W02

$1,448,000
495 St Johns Road

$1,448,000

New
9d
Detached2-Storey

495 St Johns Road, Toronto W02

Total Monthly Obligation $6,845

Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
9d
Score
17
Yield
4.1%
Cash on Cash
-5.7%
Cap Rate
3.4%
5Y IRR
11.1%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-W14033626
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-33.33 × 98 ft
Listed on site-Oct 14, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,550.34 (2026)
Parking-4 - Detached
Basement-Finished
Heating-Water (Gas)
Brokerage-RE/MAX PROFESSIONALS SIDOROVA INWOOD REALTY
Cooling-Wall Unit(s)
Laundry-No
Fireplace-Other
Pool-None
Facing-South
Exterior-Brick
Roof-Shingles, Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-30-60 DAYS/ TBA
Neighbourhood-Lambton Baby Point
Title-Residential Freehold

No agent assigned

Rarely Available, Beautiful Solid Brick Detached Home With A Wide Private Driveway & Two-Car Garage, Located West Of Jane Street In The Desirable Baby Point Neighbourhood.This Home Features Additions To Both The Basement & Main Floor. The Spacious Living Room Boasts Hardwood Floors, A Fireplace, High Ceilings With Crown Mouldings, And Pot Lights. The Full-Sized Dining Room Leads To A Family Room Overlooking The Backyard.The Updated Eat-In Kitchen Features Stainless Steel Appliances, New Quartz Countertops, A Modern Sink & A Gooseneck Faucet. The Kitchen Leads Through A Pantry With A 2-Piece Powder Room To The Private, Fenced Backyard & Two-Car Garage.The Second Floor Offers Three Spacious Bedrooms & An Updated 4-Piece Bathroom.The Finished Basement Features A Separate Entrance, Above-Grade Windows, High Ceilings, A 3-Piece Bathroom & Laundry Room. It Also Includes A Large Recreation Room With A Fireplace, An Office, And A Huge Bedroom/Playroom, Making It Ideal For An In-Law Suite. Conveniently Located Near Humbercrest Public School, This Home Is Within Walking Distance Of The Shops & Restaurants At Baby Point Gates, Numerous Parks, Humber River Walking Trails, Summerhill Market, & Loblaws. Ttc Transit Is Just Steps Away, And Trendy Bloor West Village Is Also Within Walking Distance.This Fabulous Home Offers Tremendous Potential! This Is An Estate Sale, And The Property Will Be Sold In As-Is Condition.

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%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,158,400
Land Transfer Taxes$25,435
Legal Fees (Est.)
$
Total cash required for closing$316,535

Total Monthly Obligation

$6,845/mo
Mortgage $5,841
Monthly Loss $5,308
Principal$1,537
Interest$4,304
Property Tax$629
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.3%25
10-Year IRR
9.2%
Returns Index
13.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$59,400/yr
NOI
$41,410/yr
Net Cash Flow
-$2,390/mo
Cash Margin
-48.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
15.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 495 St Johns Road

Time

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Data last updated within the past 24 hours.