20 McCullough Crescent, Halton Hills

$899,999
20 McCullough Crescent

$899,999

New
8d
Detached2-Storey

20 McCullough Crescent, Halton Hills

Total Monthly Obligation $4,494

Beds
5
Baths
3
Park
2
Sqft
1500-2000
DOM
8d
Score
19
Yield
4.9%
Cash on Cash
-2.9%
Cap Rate
4.0%
5Y IRR
13.3%
10Y IRR
12.8%
Property Type-Detached
MLS® Number-W14085450
Beds-5
Bathrooms-3
Size-1500-2000 sqft
Lot Size-40.03 × 114.83 ft
Listed on site-Oct 15, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$5,863.21 (2026)
Parking-4 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTY SPECIALISTS INC.
Cooling-Central Air
Laundry-No
Fireplace-Wood
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Georgetown
Title-Residential Freehold

No agent assigned

Welcome to this spacious 1,876 sq. ft. detached 4 bedroom home, tucked away on a quiet, private crescent in Georgetown's desirable Trafalgar Country neighbourhood with no neighbours directly in front. Offering 4 bedrooms, 3 bathrooms and a double-car garage with convenient interior access, this well-maintained home has plenty of space for the whole family. Upstairs, you'll find four bedrooms and a 4-piece main bathroom, including a spacious primary retreat featuring a walk-in closet, beautiful wraparound windows and a renovated ensuite complete with a glass shower and double vanity. The home has seen numerous updates over the years, including the roof, driveway, front porch, front and side doors, front landscaping, attic insulation and more. A separate side entrance through the laundry room adds everyday convenience, while the partially finished basement offers plenty of potential, including a rough-in for an additional bathroom. Outside, enjoy a beautiful backyard framed by mature trees, offering a peaceful setting with plenty of room to relax, entertain or play. Set in an established Georgetown neighbourhood with mature surroundings and a private crescent location, this is a home with the space, setting and potential to make it your own. Many upgrades include: Roof (2022), concrete driveway (2022), front porch (2022), front & side doors (2022), primary ensuite renovation (2021), blown-in attic insulation (2023), front landscaping (2023), dishwasher (approx. 2022/23), owned water softener (2015), hardwood upper hallway & stair carpeting (2010), furnace (2007), washer & dryer (2008), fridge & stove (age unknown), upgraded easy-tilt windows, upgraded main bathroom with granite countertop, newer deck & updated garage doors. Stair lift (2024) & garage lift (2023) can remain or be removed upon request.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$719,999
Land Transfer Taxes$14,475
Legal Fees (Est.)
$
Total cash required for closing$195,975

Total Monthly Obligation

$4,494/mo
Mortgage $3,630
Monthly Loss $3,539
Principal$955
Interest$2,675
Property Tax$489
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.2%1
5-Year IRR
9.9%35
10-Year IRR
10.5%
Returns Index
18.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$44,400/yr
NOI
$29,597/yr
Net Cash Flow
-$1,164/mo
Cash Margin
-31.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
2.1 mo33
Risk Index
20.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 McCullough Crescent

Time

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