9 Bergin Street, Brampton

$1,399,000
9 Bergin Street

$1,399,000

New
5d
Detached2-Storey

9 Bergin Street, Brampton

Total Monthly Obligation $6,908

Beds
5
Baths
4
Park
4
Sqft
3000-3500
DOM
5d
Score
15
Yield
3.7%
Cash on Cash
-8.9%
Cap Rate
2.7%
5Y IRR
8.6%
10Y IRR
9.2%
Property Type-Detached
MLS® Number-W14091704
Beds-5
Bathrooms-4
Size-3000-3500 sqft
Lot Size-38.06 × 104.99 ft
Listed on site-Oct 18, 2026
Style-2-Storey
Building Type-Detached
Age-New
Taxes-$10,674 (2025)
Parking-6 - Built-In
Basement-Full, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-TEAM PANAG REAL ESTATE INC.
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-West
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBA
Neighbourhood-Credit Valley
Title-Residential Freehold

No agent assigned

Welcome to this newly built 5-bedroom, 4-bath detached home with 6-car parking, no sidewalk, and no neighbours behind, located in the prestigious Credit Valley community! Boasting hardwood flooring throughout and 9-ft ceilings on the second floor, this home perfectly combines luxury and functionality.The main floor offers a bright living/dining combination, a gourmet kitchen with built-in stainless steel appliances, range-top stove, tile flooring, extended cabinetry, and a breakfast area with large windows. The cozy family room features a fireplace, along with a separate main-floor office.Upstairs, the primary bedroom features a 5-pc ensuite and walk-in closet. The 2nd and 3rd bedrooms share a 4-pc Jack & Jill bathroom, while the 4th and 5th bedrooms share a 3-pc bathroom. Convenient second-floor laundry.Additional features include central vacuum, a builder-built side entrance, rear basement entrance, and a large backyard perfect for summer gatherings. Close to schools, highways, plazas, and everyday amenities.

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$
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%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$1,119,200
Land Transfer Taxes$24,455
Legal Fees (Est.)
$
Total cash required for closing$305,755

Total Monthly Obligation

$6,908/mo
Mortgage $5,643
Monthly Loss $5,423
Principal$1,485
Interest$4,158
Property Tax$890
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.3%0
5-Year IRR
6.0%14
10-Year IRR
7.5%
Returns Index
8.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$51,120/yr
NOI
$30,834/yr
Net Cash Flow
-$3,074/mo
Cash Margin
-72.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
14.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 9 Bergin Street

Time

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