21 Ontario Street, Orangeville

$629,900
21 Ontario Street

$629,900

New
4d
Semi-Detached Bungalow

21 Ontario Street, Orangeville

Total Monthly Obligation $3,256

HausQ Valuation Report
Beds
4
Baths
2
Park
2
Sqft
700-1100
DOM
4d
Score
23
Yield
6.1%
Cash on Cash
2.1%
Cap Rate
5.0%
5Y IRR
17.2%
10Y IRR
16.0%
Property Type-Semi-Detached
MLS® Number-W14093086
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-30 × 100 ft
Listed on site-Oct 19, 2026
Style-Bungalow
Building Type-Semi-Detached
Age-51-99
Taxes-$4,085 (2025)
Parking-2 - None
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK CHAY REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Orangeville
Title-Residential Freehold

No agent assigned

ORANGEVILLE | FAMILY-CENTRIC COMMUNITY | PRIDE OF OWNERSHIP --- PRESENTING 21 ONTARIO STREET - a meticulously maintained home in a family-centric community home to mature large lots and established gardens and central to all key amenities a busy household might require. This semi-detached bungalow offers 3+1 bedrooms, 1+1 bathrooms and provides an abundance of living space and storage. Impeccably maintained home with tasteful neutral decor throughout. Main level with renovated and updated kitchen with s/s appliances, French doors lead to the bright living room bathed in natural light from the large front-facing picture window, dining room as well as private living zone with three bedrooms with hardwood flooring and new windows, and updated main 4pc bath with modern vanity. Full finished lower level echoes the sq.ft. of the upper level, extending the functional living space this home offers with another bedroom, large rec room with built-in bar, 3pc bath and laundry. French doors lead from the main level out to the private rear yard. Pride of ownership = truly a move in ready gem!

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$503,920
Land Transfer Taxes$9,073
Legal Fees (Est.)
$
Total cash required for closing$136,553

Total Monthly Obligation

$3,256/mo
Mortgage $2,541
Monthly Loss $2,588
Principal$669
Interest$1,872
Property Tax$340
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.1%28
Cash-on-Cash
-3.3%3
5-Year IRR
13.0%58
10-Year IRR
13.0%
Returns Index
30.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,400/yr
NOI
$25,975/yr
Net Cash Flow
-$376/mo
Cash Margin
-11.8%0
Cash Flow Index
0.5/ 100
Risk Profile
Weight: 20%
DSCR
0.8517
LTV Ratio
80.0%18
Vacancy Buffer
2.9 mo49
Risk Index
27.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 21 Ontario Street

Time

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Data last updated within the past 24 hours.