197 Yarmouth Road, Toronto W02

$999,999
197 Yarmouth Road

$999,999

New
4d
Detached2-Storey

197 Yarmouth Road, Toronto W02

Total Monthly Obligation $4,935

Beds
4
Baths
2
Park
0
Sqft
1100-1500
DOM
4d
Score
19
Yield
4.9%
Cash on Cash
-2.9%
Cap Rate
4.0%
5Y IRR
13.3%
10Y IRR
12.8%
Property Type-Detached
MLS® Number-W14096054
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-20 × 100.5 ft
Listed on site-Oct 19, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$6,319.25 (2025)
Parking-None
Basement-Separate Entrance, Finished
Heating-Radiant (Electric)
Brokerage-KELLER WILLIAMS PORTFOLIO REALTY
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding, Brick
Roof-Metal
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-Dovercourt-Wallace Emerson-Junction
Title-Residential Freehold

No agent assigned

RARELY OFFERED Detached Home in CENTRAL TORONTO! Welcome to Yarmouth Road, a charming one-way street tucked into one of Toronto's most coveted neighbourhood pockets, steps from Dupont and Ossington. First time offered for sale in 30+ years! This versatile detached home with income potential is an incredible opportunity for first-time buyers, small families, investors, or anyone looking to get into the central Toronto market while offsetting expenses with potential rental income. Featuring: 3 above grade bedrooms, 2 bathrooms, 2 kitchens, separate living spaces, ample storage and a private backyard. The main level features a spacious front porch, a primary bedroom and comfortable living space with a w/o to the backyard from the kitchen. The upper level offers 2 generous bedrooms, a separate kitchen with a w/o to a south facing sundeck and full bathroom - ideal for a potential rental suite, guest space or additional living space. The basement adds an additional bedroom/office and recreation space, full bathroom, laundry, a separate entrance and plenty of storage in the cold room / cantina. Location is everything! Nestled between Christie and Ossington, just south of Dupont, enjoy the best of central Toronto living with transit, parks, schools, grocery stores, cafés, restaurants and local shops all close by. Enjoy the energy and convenience of the city while coming home to a quiet, community-oriented residential street. Detached. Duplex. Income potential. Private backyard. Prime location. Opportunities like this don't come around often, and this one won't last long!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$799,999
Land Transfer Taxes$16,475
Legal Fees (Est.)
$
Total cash required for closing$217,975

Total Monthly Obligation

$4,935/mo
Mortgage $4,034
Monthly Loss $3,874
Principal$1,061
Interest$2,972
Property Tax$527
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-7.1%1
5-Year IRR
10.0%35
10-Year IRR
10.6%
Returns Index
18.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,852/yr
NOI
$33,148/yr
Net Cash Flow
-$1,271/mo
Cash Margin
-31.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
19.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 197 Yarmouth Road

Time

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